NO CDDs, LOW HOA, NO FLOOD INS REQUIRED! BUILT IN 2018. Gated Oakleaf Hammock community! Beautiful 5 bed, 3. 5 bath home surrounded by nature and privacy. This property is situated on a premium lot surrounded by the natural beauty of the protected conservation. The spacious open floor plan combines the family room and eat-in kitchen, including vaulted ceilings, granite countertops, upgraded tile, light fixtures, expansive cabinet space, custom backsplash and wine cooler. Family room has a tray ceiling and built-in shelving for electronics. Large formal dining area with custom trim work. The first floor master bedroom en-suite is appointed with a luxurious granite vanity, featuring double sinks that add a touch of opulence to the space. For your comfort and convenience, the en-suite includes both a separate garden tub and shower, allowing for a spa-like experience. All this is located in a private area of the home. First floor has a large laundry room and guest half bath. Upstairs, there are 4 additional bedrooms, 2 full baths, and a bonus room! The large bonus room can be made into a game room, movie theater, office or study. The 3-car garage is upgraded with custom wood shelving that is perfect for keeping your home organized with this extra storage space. There are two sets of double-open glide patio doors. A built-in sound system extending to the outdoors is perfect for entertaining. Recess lighting throughout the home. Oakleaf Hammock is a highly sought-after community with the location being conveniently located to I-75 and I-275. The community features gated access, a playground, basketball court and picnic pavilion. The Ellenton area is fast becoming the coveted place to live! The Premier Outlets, restaurants, churches, financial centers, doctors/dentists, post offices, pet stores/vets, and schools are all close by. In addition, the new shopping center with Lowes Home Improvement, Home Goods, Crunch Fitness, Marshall's, and Aldi Grocery recently opened with Publix conveniently located across the street. This home is a must see, schedule your tour today!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,999 | $479,999 | $479,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.932% | 7.282% | 6.498% |
Monthly Tax Payment | $565 | $565 | $565 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,274 | $3,234 | $4,116 |
Total Monthly Payment | $3,931 | $3,891 | $4,773 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.