PRICE IMPROVEMENT. . . . This fantastic 3 bedroom, 2 bath with a den Ernie White built home is the perfect gift that will keep on giving. Outside you are greeted by a stunning covered front porch anchored by 4 square pillars with a spindled chair rail. This home has a 2-car garage along with an additional detached garage that is designed for a workspace or extra storage. The front door is surrounded by windows letting in plenty of natural light into the living area. Once you enter, you are greeted by LVP flooring and an open floor plan. Crown molding and consistent paint colors help keep a uniform feel further accentuating the open layout. The KITCHEN was REMODELED in 2022, and is light and bright with elegant cabinetry, stainless appliances, quartz counters, a farmhouse sing, and extended peninsula for bar style seating. It's spacious and efficient and provides excellent sight lines to the living spaces to keep the cook of the house looped in while entertaining. The primary suite is grand with a massive footprint, seating nook, walk-in closets, and sliding doors that lead you out to the covered back patio. The en suite bath has a separate glass enclosed shower and soaker tub, dual sinks, linen closet, and makeup/preparation vanity. The additional guest bath has access from outsidfe as well as updated cabinets and counters. The 2 additional bedrooms have large windows, walk-in closets, and generous room sizes. Most of your "big-ticket" items have been addressed. The main garage even comes with a mechanical lift to make storing items in the attic that much easier. Also, NEWER ROOF installed in 2018, A/C replaced in 2022, NEW FLOORING and paint in 2022, new GARAGE FLOOR EPOXY in 2022, REFRIGERATOR and RANGE replace in 2022, and even RADON MITIGATION was added in 2022. There is so much to love about this home you must see it for yourself. Schedule your private showinhg today and make this home yours!
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $455,200 | $455,200 | $455,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $437 | $437 | $437 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,028 | $3,025 | $3,903 |
Total Monthly Payment | $3,557 | $3,554 | $4,432 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.