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AVAILABLE TO YOU AGAIN!! A rare opportunity to own a beautiful beachside 1 acre homesite in a private quaint three resident gated community WITH NO HOA. Welcome to Harris Park located in the center of the Hammock between the Matanzas River and the Atlantic Ocean only ½ mile from the beach off Historical Scenic A1A, just steps north of Bings Landing and south of Beautiful Washington Oaks Gardens. A short ride south to Palm Coast shopping, Flagler Beach and north to Historic downtown St. Augustine. This is the largest homesite in the community, ideal for your coastal dream home, and offers an additional 1/2 acre of wooded easement behind the property that ensures extra privacy. The rural zoning of unincorporated Flagler County allows for the storage of your RV or boat & trailer or recreational toys along with many other freedoms available as a resident. With a large oak canopy and majestic magnolias, this property will make a backyard paradise to a beautiful home. Current survey is available. Underground electric service and water are at the lot. Stake your claim in this unique piece of Florida real estate today!!
Seller is a licensed Architectural Designer and offering one set of Architectural Plans for a single family custom one story residence with the purchase of this property. Plans will include four (4) hours of design & consultation time, site plans, foundation plan, floor plan, roof framing plan, elevation, general construction plan and electrical plan. Drawings will be to current Florida Building Code. Additionally, landscape, mechanical, and survey plans will be the responsibility of the buyer in order to obtain a building permit.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $255,920 | $255,920 | $255,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.295% | 6.644% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,724 | $1,724 | $2,212 |
Total Monthly Payment | $1,799 | $1,799 | $2,287 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.