Welcome to 9 Hamm Rd, built c. 1806, considered one of Oak Hill's oldest finest homesteads in the area. Tucked away, at the end of a private tree-lined drive, set along the banks of a babbling brook on 10 picturesque acres is where you will find this local gem. Kept in the same family for generations, now on the market for the very first time. Well maintained and oozing with original details of vintage hardwood floors, charming and functional built-in's, exposed wood beam ceilings and 2 authentic brick fireplaces recently underwent quality renovations and modifications. What was a 4-bedroom 2. 5 bath home is now a 3-bedroom 1. 5 bath Main house with an attached 1-bedroom cottage featuring a cozy living room with fireplace full kitchen and bath. (Could be converted back if more space is desired. ) Other highlights include a new country kitchen featuring vaulted ceiling with tract lighting, stainless steel farm sink and appliances, cozy eat-in nook, Corian counters, and wood laminate flooring. The primary bedroom was enlarged featuring an airy vaulted ceiling, a walk-in closet, and dressing area, sliding barn style door on bath, walls freshly painted, and many windows were replaced, roof less than 2 years old. The attached garage has a separate workshop area with a doorway leading to a large mudroom with laundry and walk in-storage room. The Main house and cottage each have their own covered porches offering peaceful private areas to sit and listen to the sounds of the nearby stream. Original Post & Beam barn is chock full of antiques and collectables, contents are available for separate purchase. During summer months cool off in the inground swimming pool. A slice of Catskill history preserved and enhanced ready for the next generation to call their own. Close to the Grey Fox Bluegrass Festival, The Yellow Deli, and just a 15-minute drive to Windham Mt or Hudson River. 2. 5 hours from NYC.
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Our Executive Mortgage Banker:
Our Insurance Division:
$699,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,200 | $559,200 | $559,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.171% | 6.538% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,815 | $3,717 | $4,795 |
Total Monthly Payment | $3,907 | $3,809 | $4,887 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.