BUYER INCENTIVE $5, 000 WITH ACCEPTABLE PRICE TOWARDS BUYER CLOSING COSTS AND PREPAIDS OR BUY DOWN! Bright, spacious second floor end unit in pristine condition! Make this your permanent home or vacation getaway. Glassed and screened lanai overlooks the 11th Fairway and Greens. Feel the breezes flowing right through from front to back during our beautiful Florida weather. New laminate neutral flooring less that 2 years throughout except kitchen, bathrooms and foyer. Painted less that 2 years. Part of kitchen wall opened creating view to living, dining and out to lanai and golf course. With unit facing north and south makes it is a pleasure to hang out on lanai with morning coffee/tea or evening relaxation. AC is approximately 5 years old; both bathrooms have updated vanities. Hot water tank approx 2 years. Unit is furnished with personal items to be removed. Inventory list being provided. Building 3820 is steps to the clubhouse and heated pool. Ironwood in Pinebrook community is centrally located with convenient access to shops, restaurants, and medical facilities. It is an over 55 community. Convenient to Sarasota-Bradenton International Airport with minutes to Sarasota. Area "things to do" are many -- Robinson Preserve for canoeing, kayaking, walking; DeSoto Memorial Park on the Manatee River; Manatee Botanical Gardens, Bishop Planetarium The pristine beaches on Anna Maria are 15 minutes away where dining and sunsets are pure pleasure!
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Our Executive Mortgage Banker:
Our Insurance Division:
$195,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $156,000 | $156,000 | $156,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $79 | $79 | $79 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,038 | $1,025 | $1,316 |
Total Monthly Payment | $1,192 | $1,179 | $1,470 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.