You will absolutely love this 3 Bedroom 2 Bath coastal beauty on Anna Maria Island! Complete custom renovation, one of the most charming cottages you will visit. This home is light and bright, great room concept with open living and dining space, vaulted and beamed ceilings, detailed kitchen with built in breakfast nook, waterfall counters and stainless appliances, custom tile and flooring throughout the home, custom lighting, large bedrooms, bunk room, finely finished shiplap wall bathrooms and more! Once outside you can enjoy the ocean breeze on the open-air deck or lounge in the sun by the Resort lagoon pool with beach entry surrounded by a nine-hole miniature golf course. Let the fun and games begin! Once done playing, enjoy refreshments and BBQ at the built in bar and outdoor kitchen area or relax under the covered patio. Plenty of parking and storage for guests, golf carts, beach toys, etc. This is an Estate size lot in walking distance to Pine Avenue shops and restaurants, Rod n Reel Pier, Bayfront Park, AMI City Pier, and the amazing Gulf of Mexico beaches! Currently a strong income producing property with $200, 000 a year in income.
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Our Executive Mortgage Banker:
Our Insurance Division:
$3,095,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $2,476,000 | $2,476,000 | $2,476,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.000% | 6.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.851% | 7.128% | 7.061% |
Monthly Tax Payment | $1,255 | $1,255 | $1,255 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $16,681 | $16,473 | $22,082 |
Total Monthly Payment | $18,061 | $17,853 | $23,462 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.