Under contract-accepting backup offers. Location! Location! Location! The perfect vacation rental or/and beach getaway! Just two places between you and the beach (about 150 feet)! This adorable 1/1 attached cottage/land condo has an open concept, remodeled kitchen (2021) with breakfast bar and bistro set in kitchen. Kitchen opens to the living room. Large bedroom with king sized bed, remodeled bath has beautiful tile floor with tub and shower(tiled walls). Beautifully polished Terazzo floors throughout. Recently painted and Turnkey furnished (except contents of owner's closet), all ready for you to move in or rent out. HVAC & water heater replaced Dec. 2021. Roof is rolled asphalt (not an option for that in MLS) and was recently inspected. You get the morning sun here and sun most of the day in the back yard. There is a veranda in the front with porch swing and seating with another table to eat outside. Plus a private, fenced and fully landscaped back yard with a HEATED POOL! There is also a new washer and dryer in enclosure just out the back door. Plus a propane grill and table for pool side dining. Outdoor shower in pool area. Holmes Beach also offers shops, restaurants, dog parks, tennis, basketball, skate park and a boat launch. This cottage is in one of the most sought after locations on the island! It basically rents whenever the seller isn't here ($60-70, 000 a year in gross rents even with owner blocks). . A must see! Seller pretty motivated, make an offer!
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$749,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $599,200 | $599,200 | $599,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.042% | 6.276% |
Monthly Tax Payment | $642 | $642 | $642 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,037 | $3,936 | $5,053 |
Total Monthly Payment | $4,771 | $4,670 | $5,787 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.