9908 Sheltering Spruce STREET, Englewood, FL, 34223 | $419,900

Under contract-accepting backup offers. You have found it. . . a small, gated community offering a relaxed lifestyle and hassle-free living on the Gulf Coast. Welcome to the peaceful yet vibrant, cozy community of Keyway Place nestled in the bustling beach and art coastal community of Englewood. This meticulously maintained single family, former model home offers you a blend of comfort and convenience and a new roof and sits on the largest lot in the community. This home is being offered with select furnishings; A list of Inventory is available. Englewood’s charm, known for its beaches and artistic ambiance, is complimented by the proximity of golf courses, a wide array of restaurants, boutique shops and essential medical facilities. Enjoy the heated community pool for year-round relaxation. Explore nature within minutes of Keyway Place, shop for fresh produce and local treasures at the Englewood Farmers Market and Dearborn Street, discover the beauty of nearby beaches and parks. Manasota Key Beach is only 2. 9 miles away. This home provides a tranquil water view creating a soothing ambiance. The extended lanai with outdoor mini kitchen is great for entertaining and al fresco dining. Sliding glass doors open to the lanai seamlessly creating indoor/outdoor living spaces. A versatile den/office with French doors can easily become a third bedroom. High ceilings, coffered ceilings and crown mouldings add a special touch. The open living room/kitchen/dining area ensure great flow for a spacious living experience. Beautiful landscaping maintained by the HOA creates a serene atmosphere. The 2-car garage offers room for your vehicles and plenty of storage too. Pavers on the driveway add to the aesthetic curb appeal of this home. You will appreciate that the home is being offered partially furnished including a partly supplied kitchen to make your move nearly seamless AND an assumable VA Mortgage at 2. 25% (need not be a veteran to assume loan/ask for details). Whether you are seeking a permanent residence or a vacation retreat, don’t miss the opportunity to own your piece of paradise on the Gulf Coast and experience the Englewood lifestyle at its finest. Schedule a viewing today and be captivated by the home, the community and Englewood.

Features

  • Amenities: Maintenance, Pool, Trail(s)
  • Rooms: 7
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Laundry Room
  • Year Built: 2014
  • Garage: 2-car Driveway
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,636
  • Acreage: 0.23
  • Est. Taxes: $3,001
  • HOA Fee: $900 Quarterly
  • Lot Desc: Oversized Lot
  • View: Water
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer
  • MLS#: N6129649
  • Days on Market: 163 days
  • Website: https://www.raveis.com
    /prop/N6129649/9908shelteringsprucestreet_englewood_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/16/2024 12:05:15 PM)
Listing courtesy of PARADISE EXCLUSIVE INC   Phone: 941-698-0303

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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9908 Sheltering Spruce STREET, Englewood, FL, 34223

$419,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $335,920 $335,920 $335,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.737% 7.055% 6.120%
Monthly Tax Payment $250 $250 $250
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,179 $2,207 $2,812
Total Monthly Payment $2,504 $2,532 $3,137

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.