Under contract-accepting backup offers. Spruce Creek Preserve. Ready for immediate occupancy. New luxury vinyl plank flooring throughout with NO transitions. All new appliances (GE & Whirlpool), paint, lighting, etc. Absolutely ready to move in and add your personal touches! This fun and friendly 55+ gated golf community in its quiet country setting is nestled up to Ross Prairie Nature Preserve on 3 sides, while still being less than 4 miles from groceries, hospital, medical and labs, fire station, restaurants, shopping, gas, golf and hiking/biking trails. We have great amenities and activities like the heated pool/spa, pickleball/tennis, shuffleboard, fitness center, exercise and yoga classes, cards, games, crafts, bingo, bunco, billiards, dances, potlucks, holiday dinners, and a variety of social clubs with activities and travel opportunities. Spruce Creek Preserve, a Homeowners Association Controlled Development, is an Active Adult 55+ Deed Restricted Community in Dunnellon, Florida located on 416 acres of rolling countryside southwest of Ocala, Florida. Nestled on three sides by Ross Prairie State Forest the 625 individual homes, 44 villas and 6 townhomes at Spruce Creek Preserve have an intimate tie to the natural world. The proximity to stately oaks, abundant wildlife and the quiet atmosphere that is provided by the natural buffer of the 4, 000 acres of Ross Prairie State Forest makes it an ideal environment for those seeking an intimate community in a beautiful, natural setting (You may see wild turkeys and sandhill cranes on our streets). This gated community provides residents with an active lifestyle and lovely homes. Residents are invited to join social clubs, take fitness or craft classes, or volunteer to help run the community via our HOA Committees. Click on the following embedded links to find additional information about resales, resident activities and clubs, resident activities calendar , local information , and Florida Attractions and Entertainment.
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Our Executive Mortgage Banker:
Our Insurance Division:
$245,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $196,000 | $196,000 | $196,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.984% | 7.146% | 6.256% |
Monthly Tax Payment | $264 | $264 | $264 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,304 | $1,303 | $1,653 |
Total Monthly Payment | $1,643 | $1,642 | $1,992 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.