Here's your opportunity to own a move-in ready, energy conscious home (Electric, Gas & SOLAR POWERED HOME) w/ NEW roof (2022) & additional roof insulation (16. 6", R-50). This charming 2 bedroom/2 bath, plus spacious office/den can also easily serve as a 3rd bedroom. The flexible floorplan of this home lends itself to create the layout that works best for you. For instance, you have the option to set-up your dining room in 1 of 4 rooms; a living room in 1 of 2. A spacious owners' suite (w/ 2 walk-in closets) & an ensuite w/ dual sinks & a vanity area for the finer touches, a garden tub w/ a separate shower makes every day living a spa-like experience. The fully equipped, spacious kitchen w/ pantry, has white cabinets, updated grey/black & white granite countertops, stainless-steel appliances (gas-range, refrigerator, dishwasher & microwave); the penisula counter-top is suitable for assisting the "chef" w/ their next creation. For outdoors enjoyment - is a screened-in, covered lanai (w/ fan) overlooking a lovely private garden (w/ no rear neighbors). The garden is designed w/ lots of native & Florida friendly plants providing a birdwatcher's haven where one can observe the life of our feathered friends & fluttering butterflies. The community of "The Cascades of Groveland" (aka "Trilogy Orlando") w/ winding roads, has a resort styled clubhouse ("The Magnolia House") which covers approximately 57, 000 square feet of activies & boasts a full service restaurant & bar ("The Grille'), a large sports lounge/internet cafe w/ free computer use & Wi-Fi access. Residents can also partake in a plethora of hobbies - where you can practice your skills in the full-scale golf simulator, play darts or billiards; or if painting, pottery & other crafting is more your style enjoy it in "The Artisan Studio. " Additional amenities include a card/poker room, a working garden, as well as a demonstration & catering kitchen w/ a living/dining room. Outdoor seating & lounging are provided by the resort style pool where brick pathways lead to "The Athletic Club, " a state-of-the-art fitness center equipped w/ h weights & circuit training. Here you will have access to fitness trainers, spa treatments, locker-rooms & showers. The list of activities continues w/ aerobic & dance classes, etc. For outdoor amenities, enjoy pickleball, tennis, basketball and bocce ball courts & the resort style pool. Activites are managed by an on site Lifestyle Director & OVER 30++ clubs. There's never a dull moment at The Cascades. If you prefer exploring beyond The Cascades/Trilogy shopping, restaurants, the famous Florida Citrus Tower & Lakeridge Winery-w/ good food, live entertainment are enjoyed on any given weekend. The Cascades is located approximately 10 minutes from Clermont's Lakefront also hosts many outdoor activies including festivals, outdoor movie/concert nights, sporting events (triatholons) & much more, as the Downtown area of Clermont offers many quaint shoppes, unique restaurants, craft breweries & daily/weekly Farmer's Market. Also close by are the new health facilities including Advent Health & Orlando Health's Hospital & just minutes to the Florida Turnpike providing e-z access to Orlando, Winter Garden & Central Florida's many iconic theme parks, to both OIA (Orlando International) & Sanford Airports. This is a must see! Note: Seller will consider a lease w/ option to buy. Ask for Property Info Sheet & Schedule your showing today so you can begin living your dream!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $303,920 | $303,920 | $303,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $374 | $374 | $374 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,022 | $2,020 | $2,563 |
Total Monthly Payment | $2,471 | $2,469 | $3,012 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.