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2395 Harbor Blvd, #224, Port Charlotte, FL, 33952 | $154,900
Vel Gardens is a 55+ community with an active clubhouse & heated pool. This 2Bedroom 2Full Bath, 2nd floor (with elevator)is furnished and ready for move in! The A/C was upgraded just 2 years ago and there is an inside stackable washer/dryer also. The kitchen is light and bright with a window that overlooks your assigned covered parking. Plenty of guest parking is available too! The Primary Bedroom is oversized and can accommodate very large furnishing. There is an en-suite bath and huge walk in closet. Tile floors in the kitchen, hallway & baths. Laminate floors in the remainder including the family, dining and both bedrooms. Plenty of storage includes a ginormous hall closet and an additional closet located at the back of the living area. The Seller has removed the slider between the Great room and lanai which allows this extra area to make a great desk/office area or just a cozy reading chair! Vel Gardens is a highly desirable location due to it's proximity to several restaurants, beaches, shopping & medical facilities. Most within walking distance. Some furnishings to stay at the convenience of the Seller but not to include staging items & bedding. This unit is priced to sell with a very low HOA fees. At this price it makes a wonderful vacation place to get out of the cold anytime you need a little sunshine. Check out the Punta Gorda Airport just 9. 5 miles away. . . . Allegiant Airways has direct flights from up north and you can be at your Condo within 3 hours! Long weekends a must! Come taste the flavors of our Florida Sunshine!
Features
- Elevator: Y
- Heating: Heat Pump
- Cooling: Central Air
- Levels: 3
- Amenities: Clubhouse, Elevator(s), Pool
- Rooms: 6
- Bedrooms: 2
- Baths: 2 full
- Laundry: Inside, Laundry Closet
- Complex: VEL GARDENS BLDG B
- Year Built: 1981
- Common Charge: $382 Monthly
- Approx Sq. Feet: 1,044
- Acreage: 0.02
- Est. Taxes: $664
- Lot Desc: Near Public Transit
- Adult Communities: Yes
- Elem. School: Neil Armstrong Elementary
- Middle School: Port Charlotte Middle
- High School: Port Charlotte High
- Pet Policy: No
- Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
- MLS#: C7483773
- Days on Market: 283 days
- Website: https://www.raveis.com
/prop/C7483773/2395harborblvd_portcharlotte_fl?source=qrflyer
Listing courtesy of FIVE STAR REALTY OF CHARLOTTE Phone: 941-637-6116
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
2395 Harbor Blvd, #224, Port Charlotte, FL, 33952
$154,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $123,920 | $123,920 | $123,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
| Monthly Tax Payment | $55 | $55 | $55 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $824 | $824 | $1,063 |
| Total Monthly Payment | $954 | $954 | $1,193 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388