Under contract-accepting backup offers. FANTASTIC PRICE IMPROVEMENT! Welcome to your 4 Bedroom, 2 Bath, Den/Office residence sitting on a 100 X 127 double corner lot. Solid concrete block with many Mid Century features. Beautiful original wood floors and spacious rooms throughout including the 20 x 23 Living Room, 10 x 17 Dining Room and 22 x 13 Kitchen perfect for entertaining. Primary Bedroom is 16 x 16 with a beautiful renovated en suite Bathroom leaving 3 more bedrooms and a full Bath for the rest of the family. Plans have been drawn for a 3rd Bathroom and are available to the new buyer. Large tropical property cared for by 4 well points and sprinkler system throughout. Foliage includes Figs, Dwarf Mango, Curry, Wild Coffee, Strawberry tree and much more. 100 Ft of rear ally frontage with room to access what is possibly original enclosed 1 car garage. Also, room to build an ADU or to add a pool. Roof in 2020 and termite tented in 2023. Located in a neighborhood with brand new $800K plus homes. 5 minutes to Gulfport, 10 minutes to Downtown St Pete and 10 minutes to the Beach or just walk to the new SunRunner Station for a quick ride to all St Pete has to offer.
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Our Executive Mortgage Banker:
Our Insurance Division:
$595,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $476,000 | $476,000 | $476,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $54 | $54 | $54 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,970 | $2,892 | $3,762 |
Total Monthly Payment | $3,116 | $3,038 | $3,908 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.