Back on the Market! After clearing the title up due to legal description errors in the courts, this charming villa is ready for its next homeowner. Discover this beautifully upgraded 2 Bed / 2 Bath home in the highly desirable Harbor Crest 400 community, ideal for either a primary residence or a lucrative investment in this vibrant 55+ neighborhood. With LOW HOA fees and Immediate Occupancy, this villa offers a fresh, modern feel with recent updates that include a new AC system (2021), elegant granite countertops, durable water-resistant laminate flooring paired with stylish tile, and a refreshed interior with new paint. Additional upgrades feature contemporary ceiling fans, sleek blinds, and an inviting, open kitchen complete with a functional island and space for a dining table. Relax on the screened-in front porch, enjoy the convenience of on-site laundry, and take advantage of abundant storage, including a nearby carport with extra space. All newer appliances—including refrigerator, range, microwave, garbage disposal, washer, dryer, and water heater—ensure ease and peace of mind. Harbor Crest 400’s wonderful amenities include a sparkling inground pool, shuffleboard courts, a car wash area, and an active clubhouse. Plus, you're just minutes from the beach, perfect for savoring those stunning sunsets. This home is ready for you to move right in and enjoy the Florida lifestyle to its fullest!
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$227,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $181,600 | $181,600 | $181,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $152 | $152 | $152 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,208 | $1,207 | $1,557 |
Total Monthly Payment | $1,435 | $1,434 | $1,784 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.