761 Cooks Falls Road, Roscoe (Colchester), NY, 12776 | $399,000

Welcome to Beaverkill River House! This beautiful riverfront property is a rare opportunity to own on one the world's premier fly fishing rivers. The circa 1900 gem has been in the same family for three generations and is looking for its next lucky caretakers. Upon entering, you'll be greeted by a warm and inviting entry that leads into a spacious living room with beautiful hardwood floors and large windows that frame gorgeous river views. The adjacent cozy den features the requisite wood stove for chilly Upstate nights. A large dining room is perfect for hosting family gatherings and dinner parties, and sits conveniently right off the kitchen. Speaking of the kitchen - this recently renovated space is equipped with modern appliances, including a Thermador range, ample counter space, and plenty of cabinets for storage, making meal preparation a breeze. The first floor also features a recently renovated full bathroom. On the second floor, you'll find 4 sunny bedrooms, each with its own unique character and charm. A full bath is conveniently located at the top of the staircase for your guests. The third floor is occupied entirely by the primary suite, offering a restful private retreat. It features a large sitting area, en-suite bathroom, vaulted ceilings and a convenient laundry room. A lovely and private backyard offers a welcome oasis, with stone fire pit and a small stream loaded with watercress, in case you're looking to jumpstart your home herb garden. The front porch faces out to your private stretch of the Beaverkill River, just across the sleepy country road. Try your hand at fly fishing or just enjoy sitting in the tranquil waters watching the bald eagles overhead. The current owners have upgraded many major systems over recent years, including a new metal roof and boiler in 2022, new septic and leach field in 2014, and gut renovations on the kitchen and bathrooms. In recent years they have successfully offered the property on AirBnB. Located just a short drive from the town of Roscoe, where you'll have easy access to shopping, dining, and a seasonal farmers' market. Be sure to stop in for a burger and frozen cocktail at The Junction and get pointers from the local anglers coming off a long day on the water.

Features

  • Town: Roscoe
  • Rooms: 12
  • Bedrooms: 5
  • Baths: 3 full
  • Style: Victorian
  • Year Built: 1900
  • Heating: Oil, Baseboard
  • Cooling: Window Unit(s)
  • Basement: Unfinished
  • Approx Sq. Feet: 2,500
  • Acreage: 0.25
  • Est. Taxes: $2,040
  • View: Panoramic, River, Water
  • Water Front: Yes
  • Elem. School: Roscoe Central School
  • Middle School: Roscoe Central School
  • High School: Roscoe Central School
  • School District: Roscoe
  • Appliances: Dishwasher, Microwave, Oven, Refrigerator
  • MLS#: H6248093
  • Days on Market: 507 days
  • Website: https://www.raveis.com
    /prop/H6248093/761cooksfallsroad_roscoe_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Country House Realty Inc   Phone: 845-397-2590

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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.Alvarez@Raveis.com

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761 Cooks Falls Road, Roscoe (Colchester), NY, 12776

$399,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah Alvarez

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.Alvarez@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,200 $319,200 $319,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.125% 4.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.512% 6.273% 5.248%
Monthly Tax Payment $170 $170 $170
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,991 $1,939 $2,523
Total Monthly Payment $2,236 $2,184 $2,768

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.