Freshly painted exterior! NEW ROOF! Embrace the Florida lifestyle in this rare, extended Sienna II Villa where you are greeted by a lovely garden and welcoming front porch. This charming 1490sf, 2/2/1. 5 villa offers lvp flooring throughout the main living areas and master suite. A vaulted ceiling and solar tube in the living/dining area create a spacious, airy feeling, while the window to the lanai lets in even more light. The villa’s split floor-plan allows privacy for owner and guest with a hallway leading to a roomy guest bath and oversized 2nd bedroom. The huge master suite includes a large walk-in closet as well as a dressing area with plenty of cabinet space and a long countertop accented with a copper sink. The walk-in shower and toilet occupy their own room just beyond. The Villa also boasts a family room plus bonus living space with a multitude of uses from movie/game nights to a nice crafting area. An adjoining breezy lanai offers yet another place to relax while enjoying the back gardens. Just outside is a cement patio with room for a grill and table. The 1. 5 car garage has plenty of space for a car & golf cart, an extra refrigerator and lots of storage space. Enjoy the abundance of amenities OTOW offers including 24/7 guard gate, 2 private 18-hole golf courses, a state-of-the-art fitness center, indoor & outdoor pools along with sauna/steam rooms, plus many planned activities and entertainment. OTOW’s desirable location puts medical offices, shopping centers, and restaurants within easy golf cart range!
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Our Executive Mortgage Banker:
Our Insurance Division:
$200,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $160,000 | $160,000 | $160,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $64 | $64 | $64 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,064 | $1,051 | $1,349 |
Total Monthly Payment | $1,203 | $1,190 | $1,488 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.