265 West Lake Street, Winchester (Winsted), CT, 06098 | $770,000

This is a Fourth Generation home for so many reasons! It's now your turn … Be the next family to enjoy making cherished memories on water & land . . . friends & family gatherings/celebrations, holidays, boating, kayaking, swimming, ice fishing & so much more - A lakeside gem offering year round magical views, activities & serenity! Relax on the private covered porch & enjoy your morning coffee, lunch or dinner. The kitchen offers great cabinet space, newer gas stove & refrigerator w/breakfast area w/sliders leading to backyard & lake. A nice sized dining rm for mingling & holiday entertaining w/family & friends. The open living rm is light filled w/large windows. A full bathrm & laundry rm complete the 1st flr. On 2nd level 3 bedrms - one w/sweet lake views & a bath located at the end of the hall. Two sheds on the property, 1 w/electricity - perfect for an extra refrigerator & storage of water toys for lakeside fun. The yard is a great place for a game of cornhole or sitting at water's edge with a glass of wine waving to your new lake friends as they go by on their boats or kayaks enjoying nature at its best! You may even be lucky enough to see the eagle or blue heron gliding across the lake. In the yard you will find a flag pole w/spot light, a lighthouse & perennial gardens. Only one residence abuts the property. Plenty off road parking which is a huge plus for all your lake guests. Town Water & Sewer. Eversource Gas. Portable generator included. Highland lake is approx. 444 acres and consists of three bays and is noted for its clean water, boating, swimming, fishing, kayaking and paddleboarding. During the summer season on Sunday at 5 pm it is quiet time for residents to enjoy kayaking, paddleboarding, cruising the shoreline at 6 mph and admiring all your neighbors hard work on their beautiful homes around the lake. The lake is truly a gem, set in the mountains and beautiful all four seasons. Stellar fall foliage surrounds the lake . It's your turn to make a lifetime of memories! Schedule your appointment today to view this special home and make it your own. It is an excellent opportunity to establish a comfortable rental income or simply enjoy as a year round residence and wonderful lifetime memories. Approx. 2 hrs to NY & Boston, 40 min. to Bradley International Airport. Close to the Berkshires and Litchfield. Many great restaurants, breweries, ski areas, parks, theaters and shopping nearby. Within walking distance to downtown and the local Red Barn Brewery.

Features

  • Town: Winchester
  • Rooms: 6
  • Bedrooms: 3
  • Baths: 1 full / 1 half
  • Laundry: Main Level
  • Style: Colonial
  • Year Built: 1800
  • Garage: Driveway
  • Heating: Hot Air
  • Cooling: Ceiling Fans
  • Basement: Partial,Sump Pump
  • Above Grade Approx. Sq. Feet: 1,112
  • Acreage: 0.44
  • Est. Taxes: $9,432
  • Lot Desc: Open Lot,Cleared,Water View,Corner Lot
  • Water Front: Yes
  • Elem. School: Per Board of Ed
  • Middle School: Per Board of Ed
  • High School: Per Board of Ed
  • Appliances: Gas Range,Microwave,Refrigerator,Dishwasher,Washer,Dryer
  • MLS#: 170608794
  • Days on Market: 173 days
  • Website: https://www.raveis.com
    /eprop/170608794/265westlakestreet_winchester_ct?source=qrflyer
Copyright © 2024  SmartMLS, Inc.
The data relating to real estate for sale on this website appears in part through the SMARTMLS Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms, and is provided by SMARTMLS through a licensing agreement. Listing information is from various brokers who participate in the SMARTMLS IDX program and not all listings may be visible on the site. The property information being provided on or through the website is for the personal, non-commercial use of consumers and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale. Property information displayed is deemed reliable but is not guaranteed.
Listing courtesy of William Pitt Sotheby's Int'l

Room Information

Type DescriptionLevel
Bedroom 1 Ceiling FanUpper
Bedroom 2 Ceiling FanUpper
Dining Room Main
Eat-In Kitchen Sliders,Vinyl FloorMain
Living Room Wall/Wall CarpetMain
Primary Bedroom Ceiling FanUpper

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Ray CashenPresident, William Raveis Attorney Network

203.925.4590

For homebuyers and sellers, our Attorney Network:

  • Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
    requirements, sets up escrows and title insurance, coordinates closing documents
  • Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
  • Offers access to experienced closing attorneys at competitive rates
  • Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies

265 West Lake Street, Winchester (Winsted), CT, 06098

$770,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $616,000 $616,000 $616,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 7.125% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.945% 7.282% 6.538%
Monthly Tax Payment $786 $786 $786
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,202 $4,150 $5,282
Total Monthly Payment $5,080 $5,028 $6,160

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.