Under contract-accepting backup offers. FULL ROOF REPLACEMENT FOR BUYER BENEFIT COMPLETED 05. 16. 24 (current pictures reflect the prior roof). This MOVE-IN READY, WELL MAINTAINED, BLOCK CONSTRUCTION BEACH HOME situated on a CORNER LOT is just 2 short blocks from arguably one of the best beaches on the West Coast of Florida…Indian Rocks Beach (or as the locals say…IRB). You can literally SEE THE BEACH ACCESS FROM THE PROPERTY…the beach where you can enjoy morning walks along the shoreline, the beach where you can enjoy relaxing afternoons, the beach where you can toast the sun dropping into the Gulf of Mexico every…single…night! A welcoming front yard with shade provided by a Golden Rain Tree (offering gorgeous blooms), leads to an even more welcoming interior with OPEN CONCEPT KITCHEN & LIVING SPACE. Great layout with SPLIT BEDROOM PLAN (spacious primary bedroom suite on one side of the home and 2 more generously sized bedrooms on the other. ) FULL INSIDE LAUNDRY ROOM. The washer, dryer, and 2nd refrigerator in the laundry room are included in the sale, as well as the Ring doorbell system. Ceramic tile flooring throughout the home (zero carpet). Parking for multiple vehicles. A long driveway leads to a covered carport with ELECTRIC VEHICLE CHARGING STATION…PLUS, there is a double driveway by the front door. BOAT/WATERCRAFT PARKING IS ALLOWED, and with the IRB resident use only boat ramp located at the East end of the street, you have the best of all water worlds for easy launch of your water toys and access to the Intracoastal. Surprisingly LARGE SIDE YARD with storage shed included. Water heater 2021. HVAC 2014. Platinum Level Home Warranty of America 13 MONTH HOME WARRANTY included for that extra peace of mind. IRB is an outstanding, friendly and highly desirable beach community for full-time or seasonal residents and visitors alike. Short term rentals are allowed for single family homes giving you flexible occupancy and additional income options should you desire. Golf-cart friendly with designated golf cart parking spaces at the beach accesses. This is truly a small beach town that packs a punch! Kolb Park (across the street) offers pickleball courts, playgrounds, tennis courts, basketball court, skate park, Little League baseball, townhall, beach art center and library. There are also several other parks, waterfront nature park with outdoor exercise equipment, dog park, resident reserved beach parking, plus great local restaurants and shops all within the IRB community. You won’t want to leave IRB, but if you have to, it is easy access to anywhere in Pinellas, Tampa and local airports. Be sure to VIEW THE 3D TOUR link for an immediate walk through experience. Then schedule your in person visit and DON’T FORGET TO BRING YOUR FLIP FLOPS!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $640,000 | $640,000 | $640,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $227 | $227 | $227 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,258 | $4,254 | $5,488 |
Total Monthly Payment | $4,577 | $4,573 | $5,807 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.