15912 Melport CIRCLE, Port Charlotte, FL, 33981 | $859,000

PRICE REDUCED!!! NOW BEING OFFERED WITH OWNER FINANCING TO A QUALIFIED BUYER! 20 YEAR MORTGAGE AT 4%, 30 YEAR MORTGAGE AT 4 1/2% WITH 30 % DOWN. Welcome to your dream waterfront paradise in South Gulf Cove! This exquisite 3-bedroom home with a den/office with closet and 2. 5 bathrooms offers the perfect blend of luxury, functionality, and relaxation. This exceptional property is being offered TURNKEY/FURNISHED, allowing you to move right in and start enjoying the Florida WATERFRONT lifestyle right away. From the moment you arrive, you'll be captivated by the stunning features and upgrades that make this property a true gem. As you approach the home, you'll appreciate the 3-car garage, with space for your vehicles and storage needs. The exterior of the home boasts an eye-catching southern-exposure heated pool, complete with a solar cover and child safety door alarms, ensuring peace of mind for your family. The lanai has been enhanced with new Shellstone artistic pavers, creating a beautiful a outdoor space for entertainment and relaxation. One of the standout features of this home is the brand new roof installed in December 2022, which comes with a generous 15-year transferable warranty. Inside, you'll find numerous upgrades, including a new refrigerator, garbage disposal, and a new air handler pump with an alarm system for peace of mind. The pool area shines with a new pool light, and the newer water heater ensures your comfort and convenience. The home offers a wealth of features designed to enhance your living experience, including all-new screens in the lanai, and a whole-house surge protector. Electric hurricane shutters for the lanai, hurricane impact windows and the only shutter to put up would be for the front door, ensuring your safety during storms. Waterfront living is at its best, featuring an 80' concrete seawall and a 40-foot concrete dock with water, electric, and a convenient ladder for easy access. Enjoy the master bedroom with two walk-in closets, one of which includes a keypad for your owner's closet. You'll also appreciate the energy efficiency provided by the spray foam insulation and the convenience of a Liftmaster garage door opener. The interior of this home is a showcase of sophistication with soft-close cabinets throughout and elegant granite countertops. The open-concept living area features tray ceilings in the living room and master bedroom, while the kitchen offers a breakfast bar, pendant lighting and a walk-in pantry. Additional amenities include indoor laundry with custom cabinets, a wash sink, and granite countertops, ensuring that your daily chores are a breeze. The home also features gutters around the entire perimeter, an outdoor shower, and a full yard irrigation system fed from the canal, maintaining the lush landscape. Step out to the pool, and you'll be welcomed by a sun-shelf with an umbrella/table holder and and a swim-out, making it perfect for soaking up the sun. The waterfall feature adds a touch of tranquility to your outdoor oasis. Perhaps the most breathtaking aspect of this home is the unobstructed water views. With 90-degree sliding glass doors that open up to the lanai and pool area, you'll have the opportunity to soak in the stunning surroundings from the comfort of your own home. Only 15 minutes to the lock system with easy access to the Gulf Beaches, premier fishing , shopping, entertainment, and dining. Make your dream a reality and schedule your private showing today! Bedroom Closet Type: Walk-in Closet (Primary Bedroom).

Features

  • Rooms: 11
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Lot Size: 80 x 125
  • Laundry: Inside, Laundry Room
  • Style: Florida
  • Year Built: 2015
  • Garage: 3-car
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,087
  • Acreage: 0.23
  • Lot Size: 80 x 125
  • Est. Taxes: $7,826
  • HOA Fee: $120 Annually
  • View: Water
  • Pool: Gunite, Heated, In Ground, Screen Enclosure, Solar Cover
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: D6133269
  • Days on Market: 193 days
  • Website: https://www.raveis.com
    /prop/D6133269/15912melportcircle_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/15/2024 9:32:09 PM)
Listing courtesy of PARADISE EXCLUSIVE INC   Phone: 941-698-0303

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

15912 Melport CIRCLE, Port Charlotte, FL, 33981

$859,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $687,200 $687,200 $687,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.750% 6.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.799% 6.876% 6.850%
Monthly Tax Payment $652 $652 $652
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,572 $4,457 $6,034
Total Monthly Payment $5,316 $5,201 $6,778

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.