Welcome to your every day vacation retreat! Nestled in the gated St. Augustine Ocean & Racquet complex, this charming 2-bedroom/2-bath condo on the second floor of a spa building awaits. Sold turnkey and recently adorned with fresh paint, a new HVAC system, updated flooring, and a full re-pipe, this unit is move-in ready for you or your short-term rental guests. All you need are your flip-flops! The airy open living concept lends itself to entertaining, while the sounds of the ocean waves create a serene backdrop for relaxation. Step onto the balcony to savor the invigorating sea breeze. Indulge in the array of fantastic amenities provided by SAOR, including 2 beach access points, 2 pools (1 seasonally heated from October to March), 4 lighted tennis courts, catch-and-release fishing ponds, a bocce court, a shuffleboard court, and 5 heated spas for ultimate relaxation. Grill up a delightful evening BBQ, play pickleball, store your bikes conveniently, and enjoy so much more! Boasting a coveted location right on St. Augustine Beach, this complex allows rentals with a minimum stay of three nights. Furry companions are welcome (one dog or cat per unit) after completing the necessary registration process. Embrace the opportunity to experience a permanent vacation lifestyle in this delightful condo by the sea.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$420,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $336,000 | $336,000 | $336,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,235 | $2,207 | $2,834 |
Total Monthly Payment | $2,310 | $2,282 | $2,909 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.