finance fell through. HOUSE HAS PASSED INSPECTION IN JULY, 2023 (REPORT AVAILABLE). NO HOA (NOT ONLY THE FEES, BUT ALSO THE CONTROLLING RULES), NO SINKHOLE, NO FLOOD INSURANCE. GREAT INVESTMENT DEAL! current one yr lease of $2300/mo till 7/31/25, that's $27, 600 guarantied on the way, $2300 CASH WILL ALSO BE TRANSFERRED TO BUYER AT CLOSING WITH LEASE AGREEMENT RANSFERRED, it means buyer has to honor the lease to let tenant stay in the house till 7/ 31/25, IT ALSO MEANS YOU GET $27, 600 OFF THE LISTING PRICE WHICH WILL MAKE THIS HOUSE LIST AS $277, 400. very expensive new roof (lifetime material and 5-yr labor warranty transferable), new AC, new exterior including front porch floor and real lanai floor and interior paint, new flooring, new break box and electric water heater, all new water fixtures, all new lighting, new stainless steel pull-down kitchen faucet and appliances, very expensive new garage door opener with 2 remote controls with cell phone control option, etc. , Anyway, entire house was just renovated and updated as well. If you're looking for 4BR, 2BA with huge living room and family room, extra big 2 car garage (not paralleled, but tandem), covered front porch & back lanai and a big yard with a shad, this is it! big lot of 0. 34 acre (compare with those of 0. 09, 0. 12, 0. 17, 0. 20, 0. 25 acre etc. ). Located in nice Spring Hill area, near beaches, shopping, restaurants, amenities and major routes, nice and quiet neighborhood. home features an open floorplan with huge living room and family room with fireplace, enclosed front porch and rear Porch where you can sit back, relax and enjoy Florida living at its finest. it also features big yard, shed in back yard. Dining Room, Bay Kitchen, and ample sized bedrooms. Exterior features mature landscaping on an over-sized lot with plenty of space to entertain and room to Park your RV or boat!! a lot of extra unheated rooms of car garage, front porch, rear lanai of almost 1000sf extra of total 2880 living sf with 1936sf heated, plus shed and big yard on top of the 2880 total living sf. AC actually has all new parts despite label (cover isn't replaced) shows its original year since it's served recently.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $243,999 | $243,999 | $243,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $233 | $233 | $233 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,665 | $1,622 | $2,076 |
Total Monthly Payment | $1,973 | $1,930 | $2,384 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.