Waterfront Living in beautiful Gulf Harbors. This impressive residence boasts an elevation of about 13 feet and features a crawl space under most of the home. Enter the front door and view the wood burning fireplace surrounded by glass sliders on both sides showing off your pool, covered lanai, dock and canal. The vaulted ceiling highlights the open airy feel of this space. To your left is the master suite with enormous ensuite bath with walk in shower, garden tub and walk in closet. To your right is the formal dining room, large modern kitchen with granite counters and table. There are two more bedrooms, one has been used as an office and has a custom built workstation. The Kitchen and inside laundry room have generous sized skylights. The master suite, kitchen and bedroom/office have sliders to access the lanai, pool and canal. Relax on the covered lanai, jump into your pool or onto your boat for a short run to the gulf. Very recent upgrades include New Luxury Vinyl and Carpet flooring in all the non tile areas, freshly painted interior, new flat roof over lanai and other upgrades as well.
This house sits on an elevation that is 1. 75 feet above FEMA requirements for flood insurance. This might favorably impact any flood insurance premium.
There is an optional HOA for only $100 a year and also a private beach and boat ramps that you can access for a small annual fee. Located near shopping, hospitals, entertainment and the revitalized city of New Port Richey, there are plenty of ways to enjoy the Florida waterfront lifestyle.
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Our Executive Mortgage Banker:
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$823,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $658,400 | $658,400 | $658,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.000% | 6.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.851% | 7.128% | 7.061% |
Monthly Tax Payment | $796 | $796 | $796 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,436 | $4,380 | $5,872 |
Total Monthly Payment | $5,324 | $5,268 | $6,760 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.