At the time of closing, Seller will pay HOA Maintenance for buyer for 1 full year ($17, 424 approximately value) + pay buyer's closing costs upto 10k + give 20k credit for renovations (Total value upto $47, 424). Welcome to the Gated Community living at Fordham Hill Oval. Sought after residential community with 24 hour security. HOA, which is $1, 452, includes gas, electric, basic cable, insurance, taxes, maintenance of the grounds. Maintenance is 45% tax deductible per year. Spacious two bedrooms, one and half bath with amazing views. This bright and natural light filled unit offers a spacious living room, dining, galley style kitchen with hardwood floors throughout. Impeccably manicured lawns and welcoming common spaces. On site laundry, community room and kids playground are big pluses. Parking available across the street for a discounted monthly fee. Fordham Hill Oval is conveniently located near Deegan I87 Expressway, 1/4/9 Subway lines, Metro North, Fordham University, shopping, schools and is minutes away from Manhattan.
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Our Executive Mortgage Banker:
Our Insurance Division:
$267,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $213,600 | $213,600 | $213,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,475 | $1,420 | $1,801 |
Total Monthly Payment | $1,550 | $1,495 | $1,876 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.