Wainscott South - close to town and beaches This 4 bedroom, 4. 5 bath home located in the desirable town of Wainscott South, south of the highway, is situated on a private 1. 4 acre lot. The home boasts a double height entry foyer, open living room, media room, formal dining room, an oversized country eat-in kitchen, first-floor ensuite bedroom with access to the pool area, a mudroom with laundry, powder room, and a 2 car garage. The second floor features double staircase access, a 2nd floor media room (which could be used as a 5th bedroom), 2 additional ensuite guest bedrooms, and a primary bedroom complete with a walk-in closet and primary bath. Outside, the semi-circular driveway offers plenty of parking, and the grounds are highlighted by a heated gunite pool, an adult workout area that is also a fun playground, basketball hoop, and ample outdoor decking and dining areas for your evening barbecues. You can bike to the beach and enjoy a true vacation at this newly listed home. This comfortable and spacious home is located in a great location close to town and beaches, making it an ideal rental property for those looking to experience all that Wainscott South has to offer. [[Rental Registration # 21-14]]
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NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $108,000 | $108,000 | $108,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $737 | $718 | $911 |
Total Monthly Payment | $812 | $793 | $986 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.