Introducing Charbonneau House in the quaint village of Kinderhook, NY. American history, a place where presidents are born, historical houses and commercial hot spots commingle in the trendsetting, lively community basked in fashionable restaurants, coffee houses, yoga and pilates studios. On an arterial street in this architecturally important village is a stand out residence at the foot of Maiden Lane at 31 William Street. Charbonneau House, an original c. 1754 pre-revolutionary, five gabled Dutch colonial home with 4 bedrooms and 2 bathrooms, is crafted of stone and brick and sits on a three quarter acre lot and possesses infinite charm in a village full of bewitching houses. As you step inside through a large mudroom off the driveway, a laurel feature of the home opens into a large beamed center great room and greets you as its main living quarters with wood burning fireplaces, one a major hearth, at both ends of the expanse. Another wood burning fireplace, number three of three, is located in a darling, cozy audio video/sitting room adjacent. A modern addition on the rear of the home belies a baker's kitchen with stone countertops and radiant stone floors. Vaulted ceilings with exposed beams and exposed stone walls make the kitchen full of texture and its expansive space brimming with sunlight is inviting in all seasons. A screened porch is in earshot of the hammered copper kitchen sink and perfect for a summer repast. Outside, a vintage brick-red painted barn with a cute cupola has plenty of room for car and studio and workshop, as it has a second story and heat and electric. An unexpected treat will greet you in the spring as the gardens, carefully planted and tended, have many surprises to come as nature begins to bloom in waves of native flowers all spring and summer long. A gardeners paradise and the pice de rsistance; a grand flowering crabapple espalier on eastern sunrise side of the residence. Two and half hours from the city and convenient to Hawthorne Valley, the Berkshires and the Chatham Berry Farm.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,100,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $880,000 | $880,000 | $880,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.000% | 6.750% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.377% | 6.851% | 6.664% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,276 | $5,708 | $7,666 |
Total Monthly Payment | $5,401 | $5,833 | $7,791 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.