PRICED BELOW APPRAISED VALUE! Welcome to sailboat country! There are no bridges between you and the Intercoastal! No height restrictions. Just a quick 3/4th of a mile to the Intercoastal Waterway. Enjoy lunch or dinner on your boat. Enjoy a slow ride to see the dolphins and manatees play. Visit St. Augustine or Ponce Inlet and access the Atlantic Ocean at either place. This home is perfectly centrally located! This is Florida living! This home was built in1988 and offers 3 bedrooms and 2 baths with over 2100 square feet of living space and 2700 square feet total under roof. With two extra flex spaces, there is plenty of room for everybody! All the rooms are spacious and accommodate full sized furniture. Step outside where the outdoor living area is even better! Watch the dolphins play and the fish jump from your screened and pavered lanai, or float around your pool with a drink in your hand and watch the boats go by. Sit on your brand new dock and enjoy a good book or an amazing sunsets! Coffee in the morning, a glass of wine at night, life doesn’t get better than this! The roof was replaced in 2023, and both the interior and exterior have been freshly painted. At this list price, below current appraisal, there is plenty of room to make this home your own without fear of overinvesting. Who says you can’t afford the Florida lifestyle? Here it is at a very affordable price! All information taken from the tax record, and while deemed reliable, cannot be guaranteed.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $507,920 | $507,920 | $507,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $252 | $252 | $252 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,379 | $3,376 | $4,355 |
Total Monthly Payment | $3,723 | $3,720 | $4,699 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.