This 2/2 DURHAM Courtyard Villa is in the VILLAGE OF WOODBURY within the desirable community of PHILLIPS VILLAS. Beautifully landscaped with ROCKS & PAVERS & a beautiful PALM TREE, this home draws you in immediately. Enter through the front door directly into the spacious kitchen featuring a TILE floor, NEW HIGH-END STAINLESS-STEEL appliances, HI-DEF countertops, TILE BACKSPLASH & a 10-ft BREAKFAST BAR with seating for 4! Take a walk through this home on the new LUXURY VINYL PLANK flooring, which runs throughout & feel the calm, coastal beauty it presents. Host your guests in the dining room with seating for 6 which flows into the living room. Sliding doors off the dining room takes you to a concrete patio perfect for grilling! Sliding doors off the living room will take you out to the ENCLOSED LANAI where you can entertain your guests in comfort. It features a CEILING FAN, TILE flooring & MOTORIZED BLINDS for those extra sunny days! In addition, the lanai has a separate MITSUBISHI MINI-SPLIT AC for complete comfort any time of year! Gorgeous PLANTATION SHUTTERS on all windows & sliders plus CROWN MOLDING throughout give it that coastal Florida charm! The primary bedroom TRAY CEILING is adorned with unique CROWN molding, UPDATED lighting, a CUSTOMIZED WALK-IN closet & an en-suite with TILE floor, walk-in JETTA STONE shower & a high vanity with QUARTZ countertop. Your guests will have complete privacy in the guest bedroom & bath (with customized linen closet) which are closed off by a pocket door making it a second primary suite! For your convenience, this garage has a LAUNDRY tub, CABINETS for all your storage needs, ATTIC stairs for additional storage, an INSULATED garage door & an EPOXY floor. There is even an orange & lemon tree in the backyard! The ROOF, HVAC & HOT WATER HEATER are all 2016. And there is an entire home WATER SOFTENER SYSTEM installed in 2022. The villas in Phillps Villas are POURED CONCRETE & the home has been FRESHLY PAINTED! A TERMITE BOND is transferable to the new owners. Phillips Villas has its own NEIGHBORHOOD POOL & is conveniently located close to the VA hospital plus tons of shopping & restaurants. You are minutes away from the MULBERRY REC CENTER which contains a pool & 10 pickleball courts as well as the new FIRST RESPONDERS REC CENTER & Pool! Nancy Lopez Country Club & 4 executive golf courses are a short golf cart ride away! Don't let this location fool you, you are close to everything, you can enter The Villages from Mulberry Grove Ln and you can get to all of the shopping you can imagine within a few minutes BY GOLF CART!
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$340,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $272,000 | $272,000 | $272,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.011% | 7.171% | 6.538% |
Monthly Tax Payment | $526 | $526 | $526 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,879 | $1,808 | $2,332 |
Total Monthly Payment | $2,480 | $2,409 | $2,933 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.