94 St. Albans Road, Swanton, VT, 05488 | $649,900

This elegant newly built home sits just outside of town, just minutes to schools. Gorgeous interior with hardwood flooring, light interior paint, large windows for natural lighting, first floor has 9 ft. ceilings. Spacious kitchen, large island with quartz countertops with storage and space for seating. Under mount sink with garbage disposal, ceramic tile backsplash. Home has a large grand entrance with spectacular light with a lovely staircase to the 2nd story. Large primary suite with radiant heat in bathroom with his and her vanities. Large walk in closet with 2 entry points. Centrally located full bathroom with laundry and storage on the bedroom level. Basement has carpeted finished family room, separate entry to garage, large utility room with shelving for storage. Finished garage with radiant heating and keypad entry and side entry door. Front covered composite deck has cedar post beams with beautifully landscaped walkway to paved driveway. Out back enjoy a large composite deck with a heated above ground swimming pool with steps leading to an alternate patio with hot tub. From the patio leads to a large landscaped fire pit approximately 20' in diameter, in addition located on the property is a 20 x 24 Amish storage shed with a private driveway and additional parking. Home boasts 3 separate heat pumps located in the primary BR, LR and basement. New Culligan water treatment system present with routine maintenance. Located just 35 Minutes from Burlington.

Features

  • Rooms: 12
  • Bedrooms: 4
  • Baths: 3 full
  • Style: Colonial
  • Year Built: 2020
  • Garage: 2-car Garage
  • Heating: Natural Gas,Baseboard,Heat Pump,Radiant
  • Cooling: Mini Split
  • Basement: Concrete,Full,Partially Finished,Stairs - Interior
  • Approx Sq. Feet: 3,768
  • Acreage: 1
  • Est. Taxes: $7,023
  • Lot Desc: Level,Near Country Club,Near Golf Course,Rural
  • Elem. School: Swanton School
  • Middle School: Missisquoi Valley Union Jshs
  • High School: Missisquoi Valley UHSD #7
  • School District: Franklin Northwest
  • MLS#: 4977099
  • Website: https://www.raveis.com
    /prop/4977099/94stalbansroad_swanton_vt?source=qrflyer
©2024 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 11/25/2024
Listing courtesy of eXp Realty   Phone: 802-868-6367
Listing Agent: Shawn Cheney

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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 793093

203.415.2989

Brian.Skelly@raveis.com

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Our Insurance Division:

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94 St. Albans Road, Swanton, VT, 05488

$649,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $519,920 $519,920 $519,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $585 $585 $585
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,459 $3,456 $4,458
Total Monthly Payment $4,136 $4,133 $5,135

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.