Beautiful waterfront pool home with 85' seawall in paradise, Punta Gorda Isles! NO HOA. This 1, 892 square foot home plus 400sq. ft. Florida Room/Lanai 2 bed 2 bath 2 car garage pool home is on a quiet cul de sac and is a boaters dream. The 85 feet of seawall and canal is maintained by the City of Punta Gorda. In your backyard there are 2 short-distance boat canal routes leading to Charlotte Harbor and then straight to the Gulf. One of the canal routes is sailboat access. You will be delighted by dolphin sightings and are close proximity to the boat parade as it is at the end of the cul de sac. You can sit on the lanai/Florida room and enjoy watching the boats going to and returning from the parade. Upon entering the home, you will be greeted with an open foyer which continues into the heart of the kitchen, eating area and family room which is great for entertaining. There is a large formal dining room overlooking the pool. The open/split floor plan provides ample privacy, with the primary suite situated on one side and the guest bedroom and bath on the other side. The flooring throughout is Luxury Vinyl Plank for a seamless look. The kitchen area features a center island with storage, stainless steel appliances, and granite countertops. The serving window to the lanai/Florida room makes outdoor entertaining a breeze. Both bathrooms have been updated. New standing seam metal roof installed in 2023. New pavers on the driveway, new paint inside and outside, new water heater. The pebble tech pool was installed in 2016. Nicely landscaped with raised beds for flowers or growing your own veggies! This home also features a two car attached garage and workbench. There are two docks 20x7 and 15x7 with water and electric. This home has an elevation of 9'. Flood Insurance is transferable. Less than 5 miles to I-75, 1 mile to Ponce De Leon Park, 1. 5 miles to Fishermen's Village, 2. 5 miles to 41 and Downtown Punta Gorda shops & restaurants. Bring your bikes, boat, fishing poles, kayaks, pickelball racket, tennis racket, golf clubs, basketball. They have clubs for everything here. There is always something to do in Punta Gorda!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $500,000 | $500,000 | $500,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.011% | 7.171% | 6.538% |
Monthly Tax Payment | $491 | $491 | $491 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,453 | $3,323 | $4,287 |
Total Monthly Payment | $4,036 | $3,906 | $4,870 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.