Under contract-accepting backup offers. One or more photo(s) has been virtually staged. Come experience the life you always wanted in this BRAND-NEW Ponce Inlet home. Built by coastal luxury builder Maier James, this extremely desirable lot was purchased years ago to secure the ideal location for the perfect future vacation home. Located only 2 blocks from direct access to a traffic-free beach and a quick bike ride to some of the best seafood restaurants in Florida. This home has been meticulously designed and built for the most discerning buyers in mind. From the moment you arrive, you will appreciate the neighborhood and well-kept homes. Adhering to some of the strictest building codes in Florida, this home features all hurricane rated high impact windows. As a bonus, a Reliance external plug has been installed in case of a power outage allowing you to hook up a generator to power your home and give you peace of mind. 74 Aurora was designed to meet a vacation home or permanent home pre-requisite with a great open floor plan, first floor master bedroom, first floor half bath, large understairs closet and custom tile flooring throughout. On the second floor you will find a flex room perfect for another possible living area or game room, 2 spacious bedrooms, guest bathroom and luxury vinyl flooring throughout. Florida is all about outside living and after your day at the beach you can rinse off with the outdoor shower and enjoy the large covered front porch or a large back covered lanai that overlooks a great sized backyard and has room for a pool! Come bring your surfboards, fishing poles, paddleboards, golfcart and make this your perfect Florida beach home today! Ponce Inlet allows for 28-day minimum short term rentals.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $591,120 | $591,120 | $591,120 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.011% | 7.171% | 6.538% |
Monthly Tax Payment | $208 | $208 | $208 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,083 | $3,929 | $5,068 |
Total Monthly Payment | $4,383 | $4,229 | $5,368 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.