20 WINDOWS, SPECTACULAR LIGHT, QUIET OASIS.
For the first time in years, this 2BR/2. 5 BTH, one-of-a kind home with terrace, three exposures and an abundance of natural light is now on the market. Private and high above townhouses across the street, it is located on one of the city's most desirable tree-lined blocks and in one of its most highly regarded cooperatives. A lovely home in excellent condition, the door opens to a gracious entry with two big closets. From there, the loft-like living-dining area offers uninterrupted panoramic views north and west through a wall of windows. At the end, are steps to the your private terrace. Even on the grayest of winter days, the light and views are fantastic. Off the dining area is a big, square, windowed St Charles kitchen with thoughtful and creative design applied to each and every inch of its cabinetry and drawers. Nearby is a guest bath along with the hallway leading to the bedrooms. The primary bedroom, more than 18'W X 18'L, with deep walk-in closet and windowed bath ensuite, has a wall of windows, is one of the largest you'll ever see. The second bedroom, almost as big, has two closets and bath ensuite. This is a home that telegraphs warmth and welcome from every room.
Lobby, hallways and all common areas completely redone.
120 East 81st Street is a long established, sought after cooperative where shareholders enjoy the benefits of significant monthly savings through low maintenance that includes utilities and cable. And, for owners, low cost garage accessible to and from the building. Further, it is: pet friendly, permits washer/dryers, has fully equipped gym (including two Pelotons), bike room, individual private storage and central laundry room. A short walk to the Met, Central Park and some of the finest stores and restaurants, is there any wonder that this building is on the short list of so many?
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$1,995,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,596,000 | $1,596,000 | $1,596,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.000% | 5.875% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.963% | 5.983% | 5.805% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $8,568 | $9,441 | $13,147 |
Total Monthly Payment | $8,693 | $9,566 | $13,272 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.