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Attention, skiers, hikers, outdoor enthusiasts!1350 N. Beech Ridge Rd. in Lexington, offers the perfect interlude from a fast paced life. A quiet refuge, where nature surrounds. Three bedrooms and two full baths give this space big possibilities. 10 years young, the home has a new well pump and well tank, gas range in the kitchen, forced hot air, thermo-pane windows and new floors and fixtures throughout. The open concept and natural light, give an interior airy feel, tying the natural environment outside with the neutral finishes inside. Situated on a park like acre, it's a perfect respite for city dwellers or outdoor enthusiasts, a true Catskill mountain oasis. Put a hammock in your expansive front yard among the towering pine trees and relax in the shade, or toast marshmallows by the outdoor fire pit. Just a short distance away, hike the beautiful state conservation land at Vinegar Hill. Or, travel in the opposite direction to the Schoharie Creek for some of the best fishing in New York State. Minutes to Hunter and Windham mountains. Tubing, kayaking, cross country and downhill skiing, the list goes on! An absolutely pleasant year round home, it can be utilized as a long term or short term rental for an ROI as well. No limit on the possibilities offered by this incredible property. CASH ONLY, Seller has no transferrable title on trailer.
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Our Executive Mortgage Banker:
Our Insurance Division:
$125,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $100,000 | $100,000 | $100,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.841% | 7.159% | 6.518% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $665 | $665 | $857 |
Total Monthly Payment | $740 | $740 | $932 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.