This lovely 2-bedroom, 1-bath home in West Palmetto is freshly remodeled and located in a safe and peaceful neighborhood. With Kayak access to the Manatee River and beyond. It's just a short distance from the beautiful Emerson Point Park, offering picturesque walking trails for you and your furry friends.
The home features a bright bonus sunroom, perfect for use as a private office or a cozy space to enjoy the fenced-in backyard. You'll find two delightful porches – one at the front of the house and another spacious screened area at the back, ideal for barbecues.
Inside, the main living area boasts beautiful vaulted and beamed ceilings, making it truly unique. This property has seen numerous upgrades between 2022 and 2023, including a new hot water heater, kitchen appliances, A/C unit, water softener system, bathroom plumbing, flooring, roof, garage door, lawn irrigation pump, fresh interior and exterior paint, and updated electrical.
Additional features include a convenient walk-in shed in the backyard and a charming arbor on the side for gardening enthusiasts. This special home in a special area is a true gem. Don't miss out on this wonderful opportunity!
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Our Executive Mortgage Banker:
Our Insurance Division:
$489,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $391,200 | $391,200 | $391,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.171% | 6.538% |
Monthly Tax Payment | $249 | $249 | $249 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,636 | $2,600 | $3,354 |
Total Monthly Payment | $2,960 | $2,924 | $3,678 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.