Stunning top floor condo with a deeded dock #12 and 27k lb lift in Tarpon Cove is ready to be yours! This impeccably maintained condo offers the perfect blend of a spacious interior with the convenience of a community that handles the exterior details. Located in Punta Gorda Isles, this condo has been beautifully renovated in an elegant and cohesive way that embraces the flow of natural light, accentuates the architectural details and allows for comfortable entertaining in both intimate settings or large groups. Engineered maple hardwood floors provide a rich, neutral palette for design flexibility. The Cayo Costa II floorplan is uniquely designed with two large master bedrooms with ensuite bathrooms as well as a 3rd bedroom and a den/office with a full bathroom in close proximity. If you don't enjoy climbing stairs, you will love the private elevator that is exclusive to your unit! Being on the second floor provides scenic views from every window, elevated ceilings and a feeling of privacy. The pond and fountain are such a tranquil site from the lanai, kitchen, great room and Master bedroom, especially when it is illuminated at night. The kitchen is for the one who loves to cook, featuring exquisite quartz countertops, abundant working space, pantry style storage and an island. Your guests can sit at the window seat and enjoy the view while meals are prepared or enjoy a good book with the sound of the fountain. Storage is abundant in this condo with a 2-car garage measuring 462 square feet with overhead storage racks, a very large laundry room and several closets (most of them walk ins) throughout. Tarpon Cove is a 10-acre development with 60 units, direct access with no bridges to Charlotte Harbor, 3 boulevard entrances, clubhouse, pool, spa, workout area and sidewalks throughout. Deeded dock #12 is a 30 ft finger dock with a 27, 000 lb boat lift and can accommodate a 38 ft boat. Each dock has an electric pedestal with 30-amp service and a dock box. You can access the basin and docks by traversing a concrete walkway between the units. Impact glass and shutters provide storm protection and the roof was replaced in 2023. Room Feature: Linen Closet In Bath (Primary Bedroom).
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $531,920 | $531,920 | $531,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.737% | 7.055% | 6.120% |
Monthly Tax Payment | $458 | $458 | $458 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,450 | $3,494 | $4,453 |
Total Monthly Payment | $4,000 | $4,044 | $5,003 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.