Under contract-accepting backup offers. NEW ROOF, MARCH 2024! This captivating two-story waterfront home offers an idyllic haven for water enthusiasts and those seeking the tranquility of canal-side living. It grants unobstructed access to Florida's stunning waterways, such as Shingle Creek, Lake Tohopekaliga (Toho), and the Kissimmee Chain of Lakes, ultimately connecting to the Atlantic Ocean. Lake Toho is known for its bass fishing and birdwatching. As you approach the property, the meticulously maintained yard with an extended driveway welcomes you, providing ample parking space. The kitchen boasts stainless steel appliances, while the adjacent dinette offers scenic views of a pond and golf course. Vaulted ceilings grace the living and dining areas, with French doors leading to a deck perfect for relaxation and entertainment against a picturesque water backdrop. Featuring 3 bedrooms and 3. 5 baths, this home ensures a comfortable lifestyle. The master bedroom includes an en-suite bathroom with a spacious walk-in shower and a spa/hydro massage tub. The lower level, with a kitchenette, is versatile, and offers flexibility for accommodating guests, or extended family members. The walkout access leads to a large covered, screened lanai. (Screens replaced in 2023) Boating enthusiasts will appreciate the boat house, two slips, and a boat lift for effortless boating adventures. Dock repairs and high quality composite decking (2023) will allow you enjoy your outdoor space for many years. Practical amenities include a whole-house generator, a water system, and ample storage space. There is also a concrete pad, with a clean out port, that can accomodate a small RV, or boat trailer. Inside storage space is abundant and is a must see. With no HOA and CDD fees, and no deed restrictions, this well-maintained home is move-in ready, offering a seamless transition to your dream lifestyle. Experience the serenity and convenience of this exceptional waterfront property for yourself by making it your own.
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Our Executive Mortgage Banker:
Our Insurance Division:
$549,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,920 | $439,920 | $439,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.654% | 5.752% |
Monthly Tax Payment | $232 | $232 | $232 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,781 | $2,778 | $3,592 |
Total Monthly Payment | $3,105 | $3,102 | $3,916 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.