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Located a stone's throw from Historic Downtown and in the heart of the booming West Augustine, this 1930's cottage offers the perfect blend of history and contemporary finishes. Walk out your doorstep and take a leisurely stroll around Oyster Creek, or enjoy the vibrant energy of the West King District with boutiques, cafes, yoga, neighborhood pubs and a local brewery. Step inside to discover heart pine wood flooring throughout the main living area and bedrooms. Freshly painted white hardwood and built-in cabinetry add a touch of sophistication, and a spacious primary closet ensures your storage needs are met. The oversized, sprawling yard boasts a majestic Grandaddy oak tree and a serene backdrop of mature towering bamboo. The property is fully-fenced and offers plenty of parking, privacy, room for entertaining or a pool. This home has undergone extensive updates, featuring new roof, HVAC, water heater, windows and appliances. Design upgrades include fresh paint, new fans and a modern kitchen with a farmhouse sink and custom marble-style epoxy countertops, meticulously crafted by a local artisan. Whether this home is to be a full-time residence, part-time getaway or weekly vacation rental, every bit of this charming cottage near Historic Downtown symbolizes the quintessential St. Augustine lifestyle. Situated steps away from local favorites like Buena Onda, Bog Brewery, The West Egg, The Local Refillery, Serenity Yoga and the coming-soon new location of The Blue Hen, this bungalow is the perfect opportunity to create your new life in St. Augustine.
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Our Executive Mortgage Banker:
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$399,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.282% | 6.623% |
Monthly Tax Payment | $280 | $280 | $280 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,151 | $2,151 | $2,759 |
Total Monthly Payment | $2,506 | $2,506 | $3,114 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.