One or more photo(s) has been virtually staged. Perfectly situated between the Halifax River and Ormond Beach this adorable beach home delivers a BRAND NEW RENOVATION that includes a **NEWER ROOF, NEW WINDOWS, A/C, ELECTRICAL** - a NEW KITCHEN and NEW BATHROOMS, LUXURY VINYL PLANK floors throughout and FRESH PAINT INSIDE AND OUT! The flexible floor plan gives you options in how you set up your living and dining spaces with the many windows giving the whole home a light and bright feel and the perfect beach vibe! The kitchen sits in the center of the versatile spaces with stylish CUSTOM MADE SOLID WOOD CABINETRY, subway tile backsplash handmade from Spain, and a great mix of drawer and cabinet storage. Luxury vinyl plank floors in a chic modern color run throughout making maintenance a breeze and the extra BUILT-IN CABINETRY gives you tons of storage! Your PRIMARY SUITE delivers another great space with a large window, nice sized closet and a private bath. Your en-suite has been thoroughly updated with a modern vanity and large walk-in shower and the two additional bedrooms share a second full bath, also renovated. A paver patio off your family room gives you seating and BBQ space outside and opens up to a FULLY FENCED backyard! In this location there is NO HOA and you are just minutes from local shopping, dining, recreation and of course the gorgeous waters of Ormond Beach! Whether you want to live at the beach all year long, have a dedicated VACATION spot or use it as a SHORT TERM RENTAL, Palmetto Drive is your perfect match! Call today and schedule your showing!
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Our Executive Mortgage Banker:
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$405,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $324,000 | $324,000 | $324,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.011% | 7.171% | 6.538% |
Monthly Tax Payment | $330 | $330 | $330 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,238 | $2,153 | $2,778 |
Total Monthly Payment | $2,643 | $2,558 | $3,183 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.