54 Palmetto DRIVE, Ormond Beach, FL, 32176 | $405,000

One or more photo(s) has been virtually staged. Perfectly situated between the Halifax River and Ormond Beach this adorable beach home delivers a BRAND NEW RENOVATION that includes a **NEWER ROOF, NEW WINDOWS, A/C, ELECTRICAL** - a NEW KITCHEN and NEW BATHROOMS, LUXURY VINYL PLANK floors throughout and FRESH PAINT INSIDE AND OUT! The flexible floor plan gives you options in how you set up your living and dining spaces with the many windows giving the whole home a light and bright feel and the perfect beach vibe! The kitchen sits in the center of the versatile spaces with stylish CUSTOM MADE SOLID WOOD CABINETRY, subway tile backsplash handmade from Spain, and a great mix of drawer and cabinet storage. Luxury vinyl plank floors in a chic modern color run throughout making maintenance a breeze and the extra BUILT-IN CABINETRY gives you tons of storage! Your PRIMARY SUITE delivers another great space with a large window, nice sized closet and a private bath. Your en-suite has been thoroughly updated with a modern vanity and large walk-in shower and the two additional bedrooms share a second full bath, also renovated. A paver patio off your family room gives you seating and BBQ space outside and opens up to a FULLY FENCED backyard! In this location there is NO HOA and you are just minutes from local shopping, dining, recreation and of course the gorgeous waters of Ormond Beach! Whether you want to live at the beach all year long, have a dedicated VACATION spot or use it as a SHORT TERM RENTAL, Palmetto Drive is your perfect match! Call today and schedule your showing!

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 62 x 113
  • Laundry: Laundry Room
  • Year Built: 1955
  • Garage: 1-car Driveway
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,394
  • Acreage: 0.16
  • Lot Size: 62 x 113
  • Est. Taxes: $3,954
  • Elem. School: Osceola Elem
  • Middle School: Ormond Beach Middle
  • High School: Seabreeze High School
  • Pet Policy: Yes
  • Appliances: Range, Range Hood
  • MLS#: O6148763
  • Days on Market: 205 days
  • Website: https://www.raveis.com
    /prop/O6148763/54palmettodrive_ormondbeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/2/2024 12:47:48 AM)
Listing courtesy of WEMERT GROUP REALTY LLC   Phone: 407-743-8356

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

54 Palmetto DRIVE, Ormond Beach, FL, 32176

$405,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $324,000 $324,000 $324,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 8.011% 7.171% 6.538%
Monthly Tax Payment $330 $330 $330
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,238 $2,153 $2,778
Total Monthly Payment $2,643 $2,558 $3,183

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.