Under contract-accepting backup offers. This 2017 Stock Signature Homes Ruffino II floor plan is a 3 bedroom, 2 1/2 bath home that showcases a timeless, classic exterior with contemporary interior styling amongst a verdant garden setting. Uniquely situated in the Matera section of the Lake Club, this home features both grounds maintenance and pool maintenance included in your dues – a rare find anywhere! The meticulous garden landscaping greets you upon arrival with lush Florida palms and flowering hibiscus trees that complement the Mediterranean-inspired modern exterior. Enter from the solid front iron door to a welcoming foyer with immediate views of the sparkling pool. The neutral color palette throughout this home is enhanced by 2019 crown molding, 2019 ceiling fans and upscale light fixtures throughout, 2023 LED recessed lighting, and 2019 plantation shutters with trim throughout the home. The great room is the heart of the home with large format tile flooring, a tray ceiling with chandelier, and sliding glass doors to the lanai. Off the great room you’ll find a formal dining room that is both integrated and private, perfect for any kind of gathering. Also off the great room is the chef’s kitchen featuring a central island with counter-height seating, granite counters, crisp white cabinetry with 2019 hardware, mosaic tile backsplash, and stainless-steel appliance suite with new 2023 counter-depth GE Profile refrigerator. The casual dining nook provides even more views from the large windows and additional sliding glass doors. The paver lanai is the ideal place for enjoying the epitome of a Florida lifestyle with a large covered entertaining area with built-in outdoor kitchen featuring stainless steel gas grill and beverage refrigerator. Spend sunny afternoons lounging in the sparkling pool or relax in the evenings in the heated spill-edge spa. The expertly maintained landscaping continues into the backyard where four-legged family members can also thrive. The inside of the home shows off this floor plan’s flexibility with a large study with double glass doors and wood flooring that also features a spacious walk-in closet and proximity to the powder bath, making this space usable as a 4th guest bedroom. The primary wing is the owner’s oasis with garden views, lanai access, plush carpeting and dual walk-in closets with ventilated shelving. The spa-like primary bath includes dual vanities with plentiful storage cabinetry, a freestanding soaking tub, and walk-in shower with glass enclosure. The guest accommodations offer comfort for family and friends with plush carpets and built-in closets, plus a full guest bathroom with 2019 glass barn door tub/shower enclosure. Completing this impressive residence is a laundry room with 2021 LG washer and dryer, powder bathroom, and a side-loading 3-car garage with storage. Peace of mind is secured with tile roof, impact windows and sliders throughout the home, plus the attic has an aluminium ladder for functional storage and was proactively sealed to resist pests. The Lake Club is a private gated community including a grande clubhouse, restaurant, pool, tennis, pickleball, playground, basketball, Linear Park, fitness center and interlinking lakes for kayaking or fishing. Lakewood Ranch is the top multi-generational community in the country for five years in a row with award-winning shopping, dining, A-rated schools, parks, and nearby beaches.
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,240,000 | $1,240,000 | $1,240,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 6.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.799% | 7.002% | 7.102% |
Monthly Tax Payment | $925 | $925 | $925 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $8,250 | $8,146 | $11,059 |
Total Monthly Payment | $9,300 | $9,196 | $12,109 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.