3621 Smith Ryals ROAD, Plant City, FL, 33567 | $485,000

Home was flooded unfortunately during hurricane milton. Will need repairs!! **VA Assumable loan available to another VA entitlement loan buyer! Current rate of the loan is 5. 125%**This gorgeous well maintained 5 bedroom 2 bathroom home located in the very sought after rural part of Plant City sits on 1. 17 acres of land with a 2 horse stall barn and above ground pool is looking for its new lucky homeowners. This completely updated home has so much to offer with endless possibilities. The metal roof is from 2012, A/C is 2022, 2016 water heater. As you drive up to the home, you will first see the awesome large yard with a the semi-circular driveway with two separate gates to enter and/or exit the property. When you walk in the open concept is breathtaking as you see the living room, dining room, updated kitchen and family room not to mention the wood burning fireplace. The bedrooms are a split floor plan concept with 3 bedrooms on one side with the master bedroom and the 2 other bedrooms on the other side of the home. The large kitchen has stone counter tops with plenty of cabinet space and a large bar top good for entertaining or just eating your everyday meals. There is a large game room in the back before you enter the enclosed back patio. As you walk out in the backyard you will notice no backyard neighbors, a two stall horse barn, small wood deck, detached garage, above ground pool, and chicken coop which is all completely fenced in. The opportunities are endless for what this home and yard has to offer! Don’t miss your opportunity today to grab this home before someone else does!

Features

  • Rooms: 9
  • Bedrooms: 5
  • Baths: 2 full
  • Lot Size: 150 x 336
  • Laundry: Inside
  • Year Built: 1978
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,604
  • Acreage: 1.17
  • Lot Size: 150 x 336
  • Est. Taxes: $5,881
  • Lot Desc: Cleared, Flood Insurance Required, FloodZone, In County, Oversized Lot, Zoned for Horses
  • View: Trees/Woods
  • Elem. School: SpringHead-HB
  • Middle School: Marshall-HB
  • High School: Plant City-HB
  • Pool: Above Ground
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: T3479189
  • Days on Market: 352 days
  • Website: https://www.raveis.com
    /prop/T3479189/3621smithryalsroad_plantcity_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/22/2024 8:32:09 PM)
Listing courtesy of KELLER WILLIAMS SUBURBAN TAMPA   Phone: 813-684-9500

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NMLS Mortgage Loan Originator ID 16953

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3621 Smith Ryals ROAD, Plant City, FL, 33567

$485,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $388,000 $388,000 $388,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $490 $490 $490
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,581 $2,579 $3,327
Total Monthly Payment $3,146 $3,144 $3,892

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.