Welcome to your dream lakefront home in the exclusive gated community of River Club! 3 ½ year transferable warranty included. This stunning 4-bedroom, 2-bathroom, 2-car garage residence was built in 2020 and boasts 1, 872 square feet of luxurious living space with tasteful upgrades throughout. Nestled in a picturesque neighborhood with meticulously manicured lawns and lush vegetation, this home offers a serene and welcoming ambiance from the moment you arrive. Step inside the inviting foyer and the beauty of this home unfolds before you as you proceed into your living space. The entire living space features tiled floors, 9. 4-foot ceilings, arched doorways, and the sought-after open/split floor plan. The kitchen is a chef's delight, complete with a walk-in pantry closet, quartz countertops, tile backsplash, sleek white cabinets and drawers, a center island with seating, top-of-the-line Bosch dishwasher, and stainless-steel appliances. The spacious living/dining room offers breathtaking views of the lake through large sliders that lead to your screened-in patio area. Enjoy morning coffee or evening sunsets while overlooking the tranquil waters. The master bedroom is a retreat of its own with walk-in closet and a master bathroom featuring a generously sized walk-in shower, a large linen closet and a nice-sized vanity with his and her sinks. This home's thoughtful design includes a split floor plan, providing privacy for the guest bedrooms, which are both spacious and offer ample closet space, and a full bath. Additionally, there is a den/media area adjacent to the guest bedrooms, perfect for use as a sitting area or office. The 2-car garage provides ample storage space, and the laundry room is conveniently located for your daily needs. Step outside into your 9x12 brick paver-screened patio offering more space to enjoy the serene lake views, watch ducks, and observe various bird species. This property also includes hurricane shutters for added peace of mind, brick paver driveway and screened entryway that enhances the home's curb appeal, public water and sewer. The River Club community offers a range of amenities, including a pool and fitness center, gated access, and maintenance services that cover all common areas as well as lawn care—all for a low monthly fee. Centrally located, this home provides easy access to the new Sunseeker waterfront resort, downtown Punta Gorda, US 41, and I-75, ensuring that you can enjoy the best of what the area has to offer.
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Our Executive Mortgage Banker:
Our Insurance Division:
$339,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $271,920 | $271,920 | $271,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.000% | 5.990% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.429% | 6.161% | 5.248% |
Monthly Tax Payment | $299 | $299 | $299 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,630 | $1,629 | $2,149 |
Total Monthly Payment | $2,004 | $2,003 | $2,523 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.