SAILBOAT WATERFRONT BUILDABLE LOT. PARTIAL SELLER FINANCING AVAILABLE. Living in SW Florida is magical - enjoy 5-10 minute “out” to the Harbor and Gulf from this oversized, cleared and level lot. Featuring 85 ft. of waterfront with concrete seawall - maintained by the City of Punta Gorda - and a 40 x 8-ft. concrete dock, there are NO BRIDGES between this property and your quick out. Build your dream home on this desirable lot with CITY WATER AND SEWER in prestigious PUNTA GORDA ISLES, and if you need help with a builder, we can assist you by connecting you with one that meets your needs, timeline, and budget. In addition to the 12, 980 sq ft of deeded property, your property is surrounded by 385 ft. of road frontage on the wide county-owned right of way. While you won't own or pay tax on this "bonus" property, you will benefit from nearly 5, 000 extra sq. ft. of yard. Depending on how your new one or two-story home is positioned, there is room for a three-car garage, large lanai, and/or circular driveway. Relax and savor the southern exposure from your new pool. And from your dock, be prepared to be mesmerized by the beautiful sunrises over Sancho Plaza Canal and spectacular sunsets over Seatrout Lake and the mangrove preserves beyond. Enjoy watching boaters pass through the adjoining Seatrout Lake on their way to and from the Harbor. Historic and quaint downtown Punta Gorda, the Isles Yacht Club, Fisherman's Village, and St. Andrew’s Golf Course are all less than five minutes by car. Southwest Florida features world-class fishing, boating, and water sports, and you will be less than an hour away from multiple pristine Gulf Coast beaches. Punta Gorda is approximately 45 minutes south of Sarasota and 30 minutes north of Fort Myers and is easily accessible from I-75 and US-41. Take advantage of Allegiant Airlines’ low-cost, non-stop airfares to over 50 destinations from Punta Gorda Airport. Punta Gorda is often cited as one of the best places to retire, but with virtual work becoming the norm, start living the pre-retirement dream now! Ask to see the property FEATURES SHEET attached to this listing. The number of vacant lots in beautiful Punta Gorda Isles is rapidly decreasing, so take advantage of this unique opportunity soon.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,124 | $2,122 | $2,692 |
Total Monthly Payment | $2,199 | $2,197 | $2,767 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.