MOVE IN READY. The Monroe floorplan in a GATED community located in Port Orange built with solid concrete block construction, brick paver walkway and driveway plus an extended covered lanai. This home includes 4 bedrooms (master on the 1st floor), 2. 5 full bathrooms and a study/flex room/game room upstairs, great for an additional TV room or home office and a 2-car garage. Beautiful porcelain tile throughout all living areas, 42' white cabinets in the kitchen and quartz countertops. Upgraded appliance package in this home include all GE Signature appliances including a wall oven, glass cook top plus under cabinet lighting in the kitchen and a beautiful glass backsplash. Some upgrades include tray ceiling w/ recess can lights in the living room. , upgraded lighting package and stained handrails. This home is equipped with many Smart Home and Energy Saving Features. Gated community with community pool, cabana and tot lot. Zoned for highly desirable Spruce Creek schools. Conveniently located near the Port Orange Pavilion, shopping, restaurants, and of course, world famous beaches. Ask about our preferred lender closing cost incentives for this home.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $447,920 | $447,920 | $447,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $111 | $111 | $111 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,794 | $2,722 | $3,540 |
Total Monthly Payment | $2,997 | $2,925 | $3,743 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.