Presented byJoseph Passero |
RECENTLY REDUCED PRICE!! The Cottages at Richards Avenue offers modern construction in a luxury, gated community of single family homes (attached at the garage) with full first floor living. An age requirement , multigenerational community of 10 homes (5 bldgs) where at least one occupant must be 60 or over. This Grand Model Home features an open floor plan with gourmet kitchen expanding into dining room/living room/&built-in desk area and sliders to private screened in porch on the Norwalk river. There are 2 master suites in this home. 1st floor master suite w/ luxurious bath & spacious walk-in closet private garage, mudroom/laundry. Maintenance free living w/energy efficient solar panels, keyless entry, electric car chargers. The 2nd floor master suite is complete with cathedral ceiling, ceiling fan, sun tunnels, and a Master bath with soaking tub and separate his/her vanities There are 2 additional guest bedrooms with an abundance of closet storage. Lower level bonus room with wall-out to patio, bonus room for recreation, crafts, or gym, an additional bedroom and bath. Numerous options for a diverse array of lifestyles. Community gazebo overlooking the beautiful views of the 5 Mile River. Located on the Norwalk/Darien line. Featured on This Old House's 2021 Cottage Community Idea House series.
Type | Description | Level |
---|---|---|
Bedroom 1 | Full Bath,Walk-In Closet | Upper |
Bedroom 2 | Upper | |
Bedroom 3 | Walk-In Closet | Upper |
Eat-In Kitchen | 9 ft+ Ceilings,Island,Pantry,Sliders | Main |
Great Room | 9 ft+ Ceilings,Combination Liv/Din Rm,Dining Area,Gas Log Fireplace,Fireplace,Half Bath | Main |
Primary BR Suite | 9 ft+ Ceilings,Quartz Counters,Double-Sink,Full Bath,Stall Shower,Walk-In Closet | Main |
Primary BR Suite | Cathedral Ceiling,Double-Sink,Full Bath,Stall Shower,Walk-In Closet | Upper |
Rec/Play Room | Wet Bar,Full Bath,Stall Shower,Walk-In Closet | Lower |
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$8,950
Sales Associate
William Raveis Real Estate
Phone: 203.247.7723
Joseph.Passero@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.5535
Mace.Rattet@raveis.com
NMLS Mortgage Loan Originator ID 69957
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.2006
Francine.Silberman@raveis.com
NMLS Mortgage Loan Originator ID 69244
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $7,160 | $7,160 | $7,160 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.286% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $49 | $48 | $60 |
Total Monthly Payment | $124 | $123 | $135 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.