Beautifully maintained 4-bedroom, 2-bathroom, 2-car garage, pool home located in Punta Gorda. This large single family home has over 2, 000 square feet of living space in the deed restricted community of Deep Creek. Featuring an open floor plan with cathedral ceilings and has perfect spaces for all, including living room, dining area, family room and 4 spacious bedrooms all connected to the beautiful outdoor area that make this perfect for living out your Florida dream lifestyle. Circular driveway with plenty of room for parking and perfectly manicured lawn and landscaping await. Access home through double etched glass doors into your foyer that flows into the living room through arched entryways, tiled floor throughout living space and sliders out to the pool/lanai area. The spacious eat-in kitchen is open to the family room/dining area and offers an abundance of counter/cabinet space, Stainless Steel appliances, gas cooktop, breakfast bar, serving window to lanai and built-in bookcase. The family room has sliders out to the large lanai area where you can enjoy your morning coffee. The master suite features French doors to your lanai, carpeted floors, two walk-in closets, two vanities (one with sink area), garden tub and separate walk-in shower. The private guest area features two bedrooms both with walk-in closet. The huge guest bathroom has tub/shower combo and pool access. There is an additional bonus room with wood laminate flooring, pool access and walk-in closet that can be used as a fourth bedroom or perhaps office/den space. Entertain guests or spend relaxing days in the covered pool/lanai area with decorative brick pavers. Heated pool/spa is sure to please. 2-car garage with garage door openers has additional storage space for your tools or toys. Home also features tiled roof (2015), newer A/C (2018), hurricane proof windows and doors and inside laundry room with sink and counter/cabinet space. Don't miss this opportunity to own a great home in a great neighborhood!
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,999 | $359,999 | $359,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $470 | $470 | $470 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,456 | $2,393 | $3,087 |
Total Monthly Payment | $3,001 | $2,938 | $3,632 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.