403 Rio De Janeiro AVENUE, Punta Gorda, FL, 33983 | $424,900

One or more photo(s) has been virtually staged. BRAND NEW !! MOVE IN !! CUSTOM BUILDER SERVING 44 YEARS IN CHARLOTTE COUNTY. GARNET MODEL- PLATINUM EDITION. WATCH VIRTUAL TOUR! Some photos are virtual images. Welcome to your dream home in sunny Florida, where modern luxury and elegance meet. This exquisite single-family residence boasts an inviting open-concept floor plan, designed to redefine the way you live and entertain with friends and family. The grand entry through the double doors of the home boasts a great room with double-step tray ceilings that add such dramatic detail. Take in this view of the backyard with lush landscapes and become one with nature and wildlife with no immediate neighbors. Designer Country Kitchen features stylish solid wood dimensional cabinetry that seamlessly blends form and function. The High-end, Samsung stainless steel appliance package and pristine quartz countertops and backsplash display this kitchen as a culinary masterpiece. ALL flooring is beautiful 48" plank porcelain tile with NO carpet. With three spacious bedrooms and a versatile den/office flex space, this home adapts to your lifestyle. Work from home in a dedicated office or transform it into a cozy library or guest room. The grand entry through the double doors of the home and marvel at the 9'4"foot high ceilings, 5 1/4" baseboards with trim, crown molding, and premium door package. The master bedroom is truly a sanctuary including his and her walk-in closets, and a spacious elegant ensuite bathroom. Double sink vanity, custom glass shower enclosure with 48" mildew-resistant Porcelain shower wall. The large paver brick lanai is ready for your outdoor kitchen and the expansive backyard has plenty of room for your dream pool. Beautiful curb appeal including lush landscaping, and a paver brick driveway and walkway that lead you to the entrance of your new home. Extras include energy-efficiency LED lights throughout, with a highly efficient air conditioning system, and icynene foam insulation to help save on the energy bill. The security and communication hub is located in the 2-car garage. This home is more than just a house; it's a lifestyle. Experience the best of Florida living in this unparalleled retreat.

Features

  • Rooms: 5
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 2023
  • Garage: 2-car
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,812
  • Acreage: 0.22
  • Est. Taxes: $528
  • HOA Fee: $145 Annually
  • Elem. School: Deep Creek Elementary
  • Middle School: Port Charlotte Middle
  • High School: Charlotte High
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: C7481327
  • Days on Market: 335 days
  • Website: https://www.raveis.com
    /prop/C7481327/403riodejaneiroavenue_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 9/29/2024 7:17:10 PM)
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY   Phone: 941-637-1090

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

403 Rio De Janeiro AVENUE, Punta Gorda, FL, 33983

$424,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $339,920 $339,920 $339,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.125% 4.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.512% 6.273% 5.248%
Monthly Tax Payment $44 $44 $44
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,121 $2,065 $2,686
Total Monthly Payment $2,240 $2,184 $2,805

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.