BRIGHT, SPACIOUS AND A PARK VIEW!!!
Presenting 45 Park Terrace West, Unit 6G, a tastefully charming coop residence located in an architecturally noteworthy Art Deco building. This generously spaced dwelling augments city living with rich detailing, spectacular park views, and intriguingly functional convenience. Step through the door of this sizeable two-bedroom home into a hallway which leads to the large foyer/dining area. Complementing this area, step-down into an expansive 18' sunken living room that sets the stage for memorable moments with loved ones or peaceful solitude. Cascading natural light illuminates the unit through large windows that frame engaging views of Isham Park. The home's kitchen, refurbished with modern necessities, boasts a top-notch Beko stove, SubZero refrigerator, plus a dishwasher and microwave. Turning culinary endeavors into delightful experiences, this kitchen lacks nothing in purveying a perfect blend of aesthetics and utility. Both bedrooms are distinctively designed to cater to restful retreats. The primary bedroom, alongside the living room, also promises compelling park views, while its counterpart can comfortably fit a queen-sized bed and benefits from an ensuite half-bathroom. Look around, and you'll notice ample storage with five large closets and original hardwood floors running throughout the home, adding a touch of time-honored elegance. Although this space calls for a bit of tender loving care, it's the ultimate canvas for your personal touches and creativity.
NOTE: The seller will pay the current assessment in full prior to closing.
The building upkeep is nothing short of exemplary, boasting an elegant art deco lobby, a new elevator, and onsite laundry facilities. Furthermore, a committed resident super ensures smooth functioning, and bike storage and storage lockers are available for a nominal monthly rent. The location enriches city life with its relaxed, close-knit neighborhood. A short stroll from your front door, you'll come upon inviting cafes, sumptuous eateries, and a year-round Green Market. Head over to Inwood Hill Park for nature trails and myriad outdoor activities. With the A and #1 trains and abundant bus service close at hand, your commuting needs are well taken care of. Please note, this residence regrettably does not permit dogs. Seize the opportunity to convert this untapped potential into the jewel of your dreams.
For a personalized viewing of this promising gem, contact the listing agent. Anticipate being entranced - this abode is something truly special!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $407,200 | $407,200 | $407,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,540 | $2,474 | $3,218 |
Total Monthly Payment | $2,632 | $2,566 | $3,310 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.