Magnificent Energy Efficient Vermod home TO-BE-BUILT on . 12-acre lot in Lebanon. Contemporary styled 2-bedroom 1 bath home with a large living room and kitchen open concept main floorplan. Super convenient location on a nice level in town lot at the end of the street. Vermod Energy efficient homes sometimes produce as much energy as they use. (Energy usage will vary per occupant. ) Walls, roof, and floors are very well insulated. Joints and cracks are tightly sealed allowing the Vermod home to be airtight keeping warmth in. The electrical HVAC systems incorporate efficient heat pump technology, and all appliances and lighting are energy star rated. Vermod homes require very little electricity to operate. Vermod homes are very Durable, built with only quality materials and construction practices. Vermod homes feature only Premium windows and doors, Sheetrocked interiors, and wood cabinets. Vermod homes are designed with high quality materials and fresh air ventilation to enhance your family's health and well-being that will continue to provide you and your family lasting value. Note: Property tax listed is for land value only.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $316,000 | $316,000 | $316,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.011% | 7.308% | 6.644% |
Monthly Tax Payment | $113 | $113 | $113 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,183 | $2,129 | $2,731 |
Total Monthly Payment | $2,371 | $2,317 | $2,919 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.