Prestigious waterfront estate and cottage in the sought-after historic whaling village of Cold Spring Harbor. Enjoy your very own private dock, equipped with an 8' draw at low tide and located just outside your back door. Enjoy western sunsets and the ever changing landscape of the protected harbor. This 4, 500-square-foot home is steeped in history, has seven bedrooms and 4. 5 baths all with timeless charm and character. High ceilings, classic architecture, four fireplaces, expansive rooms, and a sunroom, along with the warmth of hardwood floors, create a sense of grandeur and heritage. Situated on a shy flat acre, the property offers a sprawling canvas of greenery and serene blue waters. A six foot stately brick wall and wrought iron gate provide the ultmate in privacy at this estate. The covered porch entry welcomes you with an inviting embrace, setting the tone for the space and serenity that awaits inside. The spacious rooms provide a sense of freedom and flexibility, allowing you to personalize each space with no need for expansion. The CSH community boasts charming shops, restaurants, parks, trails, Eagle Dock Beach( fee), and museums. Convenient commute to NYC via nearby train or parkways.
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Our Executive Mortgage Banker:
Our Insurance Division:
$3,400,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $2,720,000 | $2,720,000 | $2,720,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.125% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.769% | 6.270% | 5.864% |
Monthly Tax Payment | $2,704 | $2,704 | $2,704 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $15,231 | $16,527 | $22,406 |
Total Monthly Payment | $18,060 | $19,356 | $25,235 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.