An opportunity to create an exquisite corner unit with HIGH CEILINGS, abundant windows and a PRIVATE OUTDOOR TERRACE! This exceptional find boasts a rare 3-bedroom, 2bath layout 2 exposures. As you step into the generous-sized foyer of this remarkable residence, you are greeted by an inviting space that sets the tone for the rest of the home. The foyer opens up to an area that offers endless possibilities, making it the perfect spot to create a cozy library or incorporate custom built-ins. The combined living room and dining area in this exceptional residence offers a seamless and versatile space for both relaxation and entertainment. This open-concept design allows for a fluid transition between the two areas, creating a sense of spaciousness and connectivity where you can seamlessly transition from entertaining guests to enjoying quiet moments of relaxation. The galley kitchen in this home is a hidden gem that is just waiting for some tender loving care. While it may currently need a bit of attention, it holds great potential to become a stunning and functional space. Whether you prefer a quick and efficient morning routine or a leisurely pampering session, having a private bathroom connected to the master bedroom allows you to create a personalized oasis that perfectly suits your needs and preferences. In addition to the large master bedroom, this remarkable residence boasts two additional bedrooms, each thoughtfully sized to provide comfort and flexibility. Indulge in the luxury of your very own private outdoor terrace, a serene oasis where you can unwind and bask in the beauty of the outdoors or a tranquil spot to enjoy morning coffee, evening sunsets, the possibilities for creating your own personal haven are endless. River Point Towers, located in the prestigious Spuyten Duyvil section of Riverdale, is a full-service luxury co-op building. As a resident, you'll enjoy the convenience of gas, electric, central AC, basic cable, a seasonal pool, 24-hour doorman, and a playground - all included in the maintenance fee. The building also offers a brand new gym. Additionally, the Spuyten Duyvil Metro North train station, shopping options, express buses to Manhattan, and local buses to the 1, 4, and A trains are all within close proximity. Please note that dogs are not allowed. This incredible opportunity offers affordable luxury, complete with full-service amenities, allowing you to create your dream residence.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $424,000 | $424,000 | $424,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.042% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,857 | $2,785 | $3,576 |
Total Monthly Payment | $2,949 | $2,877 | $3,668 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.