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Renovated 1BR!! This bright one-bedroom HDFC co-op in Central Harlem is renovated and turnkey ready for your arrival. The pet-friendly pre-war building is located on a tree lined street, surrounded by restaurants, shops, and three blocks from the Harlem River. Washer and Dryer allowed in-unit with board approval. Income restrictions apply and are listed below. CASH ONLY purchase. A charming combination of vintage details and recent updates is apparent the moment you step through the door. The classic floorplan features upgraded wood flooring, large windows, and fun satellite overhead lamps. The front foyer with intercom is centrally positioned, leading to a large living room on the left with tons of room for all your needs. Ahead and to the right is a wonderful kitchen with stone counters, stylish white cabinetry, a white tile backsplash, a tall window, and full-sized upscale appliances including a newly installed microwave over the range. The bedroom is on the far left side of the floorplan for maximum privacy, with two closets, a large window, and an overhead fan lamp. The hallway bath has cute honeycomb tile flooring, a recently installed designer sink, medicine cabinet, and a big walk-in frameless shower with rain head and window. The neighborhood is also noteworthy, with leafy and walkable sidewalks, historic buildings, urban greenspaces, delis, bodegas, restaurants, and much more. The 148 Street and the 145th Street stations are nearby, as is the 145th Street Bridge. It’s one of the most vibrant and storied communities in the city. Income Requirements: Section 576 (1) (B) 1-2 persons: Approx. $57, 000 3+ persons: Approx. $67, 000 Sublets are NOT allowed
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Our Executive Mortgage Banker:
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$175,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $140,000 | $140,000 | $140,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.295% | 6.644% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $943 | $943 | $1,210 |
Total Monthly Payment | $1,018 | $1,018 | $1,285 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.