113. 38 acres on both sides of Dam Road with over 6, 000 ft of road frontage and approximately 1, 800 feet of underground electric, with 3 electric stations, one of which is 400 phase electric and an electric outlet for power equipment located at the top of a knoll on the North side of Dam Road. Accompanying the electric conduit line is also a telephone line in conduit as well that goes to the building site. There are two perc tests located on the North side of dam Road that are located on the survey with a letter of approval from the Columbia County Health department. A letter from the NYSD of Environmental Conservation Division of Fish, Wildlife and Marine Resources, Region 4 explains the disposition of the wetlands on the South side of Dam Road. There is also a soil Survey of the types of soil for growing crops and an acreage total for each type of soil. There are open fields that are organic in nature and have not been fertilized in 22 years. This property is in an agricultural and residential zone. There is a pond surrounded by Black Ash trees which are used by the Shakers to make baskets and I have one that was made by a person from the Shaker Village in Cannan, NY. from my wetlands. There are 4 home-sites that have Southerly views of Columbia and Dutchess Counties. The farmer is entitled to harvest his crops. There are many portals through the fields and hedgerows and woods that allow vehicles to go to any part of the property. Very well kept. Broker owned
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NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,676,000 | $1,676,000 | $1,676,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.821% | 6.474% | 6.036% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $9,516 | $10,456 | $14,030 |
Total Monthly Payment | $9,641 | $10,581 | $14,155 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.